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Tradier vs Citi Self Invest 2024

StockBrokers.com

Written by StockBrokers.com

October 30, 2024

In this head to head comparison of Tradier vs Citi Self Invest, we will compare the trading platforms, mobile apps, investment options, costs, market research, and more. Let's dive in.

Tradier
4/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.35 info
Citi Self Invest
3.5/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): N/A

Investment options

When comparing Tradier and Citi Self Invest, Tradier emerges as the superior choice for investment options, earning a 4-star rating and ranking 13th out of 18 brokers by StockBrokers.com. In contrast, Citi Self Invest holds a 2.5-star rating, placing last among the same brokers evaluated. This distinction is evident in the diversity of Tradier's offerings and its support for key trading features that Citi Self Invest lacks, such as options and margin trading.

Tradier provides a more comprehensive range of trading options for investors, including stock, margin, and options trading, alongside mutual fund access, making it a suitable choice for traders looking to expand their portfolios. Both Tradier and Citi Self Invest support traditional and Roth IRA accounts, catering to long-term retirement planning. However, when it comes to options trading, only Tradier includes it in their portfolio, giving it an edge over Citi Self Invest, which does not offer this trading type.

Both Tradier and Citi Self Invest share certain limitations; neither offers fractional shares, OTC stocks, forex trading, futures trading, or cryptocurrencies. They also lack advisor services, which may impact investors seeking guided advice. Despite these shared shortcomings, Tradier's stronger suitability for active traders, due to its inclusion of margin and options trading, bestows it a stronger standing in the brokerage industry.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Stock Trading info Yes Yes
Margin Trading Yes No
Fractional Shares info No No
OTC Stocks info No No
Mutual Funds info Yes Yes
Options Trading info Yes No
Futures Trading info No No
Crypto Trading info No No
Crypto Trading - Total Coins info 0 0
Investment Options 4/5 Stars 2.5/5 Stars

Dive deeper: Best Options Trading Platforms & Brokers, 5 Best Futures Trading Platforms of 2024

Trading platforms and tools

When it comes to choosing the right online broker for trading platforms and tools, Tradier emerges as the better option compared to Citi Self Invest. Tradier is rated 3.5 out of 5 stars, whereas Citi Self Invest holds a 2.5-star rating. In rankings conducted by StockBrokers.com, Tradier stands at the 10th position out of 18 brokers, significantly outperforming Citi Self Invest, which is ranked 16th. This suggests that Tradier offers a more robust suite of trading tools and a user experience that might better meet the needs of active traders.

Neither Tradier nor Citi Self Invest provides downloadable trading platforms for Windows or Mac, but they do offer browser-based platforms. Tradier supports advanced trading features like paper trading and the ability to show historical trades on charts, which are not available with Citi Self Invest. Furthermore, for users keen on detailed technical analysis, Tradier offers 95 technical indicators, providing a richer charting experience compared to Citi Self Invest, which offers none. Additionally, Tradier offers three fields for watchlists, while Citi Self Invest surprisingly offers none, making Tradier a preferable choice for traders relying on active monitoring and analysis.

While both platforms allow some degree of chart customization, Tradier enables traders to add notes to charts and offers seven customization fields when editing an SMA study. This contrasts with Citi Self Invest, which provides no such options. However, both platforms lack features like trading journals, drawing tools, index overlays, and multiple chart profile saving, which might be a drawback for traders looking for comprehensive technical analysis tools. Despite these limitations, Tradier’s advanced functionalities and aesthetic customizations hold a considerable edge over Citi Self Invest, appealing to traders who prioritize charting and analytical depth in their trading activities.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Web Trading Platform info Yes Yes
Desktop Trading Platform info No info No
Desktop Platform (Mac) info No info No
Paper Trading info Yes No
Watch Lists - Total Fields info 3 0
Charting - Indicators / Studies info 95 0
Charting - Drawing Tools info 0 0
Platforms & Tools 3.5/5 Stars 2.5/5 Stars

Dive deeper: Best Stock Brokers for 2024, Best Paper Trading Platforms of 2024

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Beginners and education

When comparing the beginner and investor education capabilities of Tradier and Citi Self Invest, it's notable that both brokers lack educational resources such as stock, ETF, options, mutual funds, and bonds education. Neither platform provides educational videos or webinars, which may limit beginners seeking comprehensive learning resources. However, Tradier offers a paper trading feature that allows novice investors to practice trading strategies without risking real capital, an essential tool for hands-on learning.

On the other hand, Citi Self Invest, while lacking many educational features, does offer educational quizzes and a learning progress tracking tool, which can aid users in reviewing and consolidating their knowledge over time. Despite these features, Tradier has a slight edge with a 2-star education rating from StockBrokers.com, compared to Citi Self Invest's 1.5 stars. Tradier is ranked #17 out of 18 brokers for education, just one spot ahead of Citi Self Invest, ranked at #18. Ultimately, both platforms face challenges in providing robust educational resources for beginners, with each offering unique features that might cater to different investor priorities.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Education (Stocks) info No No
Education (ETFs) info No No
Education (Options) info No No
Education (Mutual Funds) info No No
Education (Bonds) info No No
Paper Trading info Yes No
Videos info No No
Webinars info No No
Education 2/5 Stars 1.5/5 Stars

Dive deeper: Best Stock Trading Platforms for Beginners of 2024

Stock trading apps

When comparing the stock trading capabilities of Tradier and Citi Self Invest, Tradier emerges as a more robust option, particularly for active traders seeking comprehensive mobile features. Notably, Tradier provides mobile after-hours trading and options trading, setting it apart from Citi Self Invest, which lacks the latter service. While both brokers offer iPhone and Android support, Tradier holds a higher rating of four stars compared to Citi Self Invest's three, and is ranked #15 versus Citi's #17 out of 18 brokers surveyed by StockBrokers.com.

Both Tradier and Citi Self Invest offer essential mobile app functionalities, including streaming quotes and the ability to create custom watch lists. However, Tradier takes the lead with its support for multiple time frames in charting, despite both apps allowing no technical studies or stock comparisons within their mobile charting tools. Neither platform extends its mobile offerings to include features such as stock alerts, streaming live TV, or videos on demand.

In terms of design adaptiveness, neither Tradier nor Citi Self Invest features landscape mode charting or customizable watch list columns. Additionally, neither app supports after-hours charting, highlighting a gap in comprehensive analytic tools. While both brokers maintain basic app functionality, Tradier distinguishes itself with its robust options for stock trading, making it a preferable choice for traders emphasizing mobile versatility.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
iPhone App info Yes Yes
Android App info Yes Yes
Apple Watch App info No No
Stock Alerts info No No
Charting - After-Hours info No No
Charting - Technical Studies info 0 0
Mobile Trading Apps 4/5 Stars 3/5 Stars

Dive deeper: Best Stock Trading Apps of 2024

Fees

When choosing between Tradier and Citi Self Invest, investors should consider both the cost structure and the services offered by each platform. Both Tradier and Citi Self Invest provide a $0.00 minimum deposit requirement and offer commission-free regular stock trades, making them both accessible for budget-conscious traders. However, for those interested in trading options, Tradier offers a cost-effective solution with a charge of $0.35 per options contract, whereas this service isn't available with Citi Self Invest. In terms of account-related fees, Tradier offers more competitive rates for IRA annual fees at $30.00 compared to Citi Self Invest, which waives this fee entirely. However, Tradier charges lower fees for both IRA closure ($60.00) and Account Transfers (ACAT), whether partial or full ($75.00), compared to Citi Self Invest's corresponding fees of $95.00 for each service.

Tradier offers a consistent margin interest rate of 9.5% for balances below $100,000, though potential traders should note that margin trading services are not available with Citi Self Invest. This makes Tradier the clear choice for investors looking to leverage margin trading. Additionally, options trading with Tradier includes a $9.00 charge for both exercise and assignment fees, which are not applicable at Citi Self Invest due to the lack of options trading services. This specific service differentiation positions Tradier as a more tailored choice for active options traders seeking flexibility and lower costs associated with options trading activities.

Despite Citibank's reputation, Tradier stands out with its diverse array of services catering to both traditional and options stock traders. Citi Self Invest may appeal to those looking for simplicity and no annual IRA fees, but the higher fees associated with IRA closure and account transfers could offset those benefits. Meanwhile, Tradier's structured fees and options trading capabilities seem more attractive to investors who demand more dynamic trading tools while maintaining cost-effectiveness in their trading strategies. Overall, investors should assess whether their trading priorities align more with the comprehensive yet cost-effective services of Tradier or the straightforward approach provided by Citi Self Invest.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Options (Per Contract) $0.35 info N/A
Options Exercise Fee $9.00 N/A
Options Assignment Fee $9.00 N/A
IRA Annual Fee $30.00 info $0.00
IRA Closure Fee $60.00 $95.00
Commissions & Fees 4.5/5 Stars 4.5/5 Stars

Dive deeper: Best Brokers for Free Stock Trading of 2024

Day Trading

When evaluating Tradier and Citi Self Invest for day trading, both platforms appear to have limitations that may not cater specifically to the nuanced needs of active traders. Neither Tradier nor Citi Self Invest provide streaming time and sales for stocks or streaming live TV, which are valuable tools for those keeping a close watch on market movements. Additionally, the absence of direct market routing for stocks and ladder trading on both platforms further indicates a lack of advanced day trading capabilities that seasoned traders might be seeking.

Moreover, neither Tradier nor Citi Self Invest provides trading hotkeys for quick trade entry via keyboard, nor do they offer level 2 quotes, which are critical for understanding depth in stock orders. In terms of strategy support, both platforms lack basic and advanced strategy backtesting features, as well as a short locator tool to view real-time shares availability for shorting. Furthermore, traders looking for cost-saving mechanisms via order liquidity rebates will not find these options offered by either platform. Overall, while Tradier and Citi Self Invest serve certain trading needs, day traders might find their lack of substantial features a possible setback.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Streaming Time & Sales info No No
Streaming TV info No No
Direct Market Routing - Stocks info No No
Level 2 Quotes - Stocks info No No
Trade Ideas - Backtesting info No No
Trade Ideas - Backtesting Adv info No No
Short Locator info No No

Dive deeper: Best Day Trading Platforms of 2024

Market Research

In comparing Tradier and Citi Self Invest for market research capabilities, both brokers present a mixed offering with notable overlaps and distinctions. Both Tradier and Citi Self Invest provide stock and ETF research, yet neither supports mutual funds or bonds research. A key differentiator lies in their handling of Pink Sheets/OTCBB research, where Citi Self Invest has an edge over Tradier. Both platforms lack features like ESG research and downloadable PDF reports across all asset classes. Neither broker stands out in utilizing social media sentiment data, ESG criteria, or providing screeners for stocks, ETFs, mutual funds, or bonds. Both brokers receive a market research rating of 2.5 out of 5 stars.

Examining their portfolio analysis tools reveals another point of difference. Citi Self Invest allows investors to view portfolio allocation by asset class, a feature absent from Tradier, thereby potentially offering users a more comprehensive understanding of their investment distribution. This capability might appeal to users seeking more robust portfolio analytics, though overall research offerings remain similar between the two.

Despite their offerings, neither Tradier nor Citi Self Invest stands out as a leader within their industry according to StockBrokers.com rankings, with Tradier positioned at #16 and Citi Self Invest slightly ahead at #15 out of 18. These rankings reveal opportunities for both platforms to enhance their market research features to better compete with top-performing brokers. As both platforms receive equivalent ratings for market research, choosing between them may hinge on specific user preferences, such as the need for Pink Sheets/OTCBB research or viewing portfolio allocation by asset class.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Research - Stocks info Yes Yes
Screener - Stocks info No No
Research - ETFs info Yes Yes
Screener - ETFs info No No
Research - Mutual Funds info No No
Screener - Mutual Funds info No No
Research - Bonds info No No
Screener - Bonds info No No
Research 2.5/5 Stars 2.5/5 Stars

Banking

When comparing the banking capabilities of online brokers Tradier and Citi Self Invest, it's clear that Citi Self Invest offers a more comprehensive suite of services. Tradier does not offer essential banking features such as checking accounts, savings accounts, debit cards, credit cards, or mortgage loans. In contrast, Citi Self Invest provides a full range of banking services, including checking and savings accounts, debit and credit cards, as well as mortgage loans, offering a robust solution for those seeking integrated financial services. However, neither Tradier nor Citi Self Invest offers certificates of deposit (CDs), making other options necessary for those interested in that specific savings product. Overall, Citi Self Invest stands out for its wide array of banking services compared to Tradier.

Feature Tradier logoTradier
Citi Self Invest logoCiti Self Invest
Checking Accounts info No Yes
Savings Accounts info No Yes
Debit Cards info No Yes
Credit Cards info No Yes
Mortgage Loans info No Yes
CDs info No No

Dive deeper: Best Bank Brokerages of 2024

Winner

After opening live accounts and testing 18 of the best online brokers, our research and live account testing finds that Tradier is better than Citi Self Invest. Tradier finished with an overall score of 77.0%, while Citi Self Invest finished with a score of 70.6%.

If you’re trying out advanced charting applications and want to trade from them, Tradier Brokerage is a very logical choice, though as a stand-alone broker it trails the offerings of industry leaders.

FAQs

Can you trade cryptocurrency with Tradier or Citi Self Invest?

Both Tradier and Citi Self Invest do not offer crypto trading, with each providing access to 0 coins in their investment platforms.

Dive deeper: Best Crypto Trading Platforms of 2024

Does Tradier or Citi Self Invest offer IRAs?

Both Tradier and Citi Self Invest offer Traditional and Roth IRA accounts. While Tradier charges an annual fee of $30.00 and a closure fee of $60.00 for IRA accounts, Citi Self Invest offers these accounts with no annual fee but imposes a $95.00 closure fee.

Dive deeper: Best IRA Accounts of 2024

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Compare

0 of 5
Overall Rating Tradier Citi Self Invest
Overall 4/5 Stars 3.5/5 Stars
Commissions & Fees 4.5/5 Stars 4.5/5 Stars
Investment Options 4/5 Stars 2.5/5 Stars
Platforms & Tools 3.5/5 Stars 2.5/5 Stars
Mobile Trading Apps 4/5 Stars 3/5 Stars
Research 2.5/5 Stars 2.5/5 Stars
Customer Service 3.5/5 Stars N/A
Education 2/5 Stars 1.5/5 Stars
Ease Of Use 4.5/5 Stars 4.5/5 Stars
Winner check_circle
Review Tradier Review Citi Self Invest Review
Broker Screenshots Tradier Citi Self Invest
Trading Platform & Tools Gallery (click to expand)
Research Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Trading Fees Tradier Citi Self Invest
Minimum Deposit $0.00 $0.00
Stock Trades $0.00 $0.00
Penny Stock Fees (OTC) info N/A N/A info
Mutual Fund Trade Fee $30 info 0
Options (Per Contract) $0.35 info N/A
Futures (Per Contract) (Not offered) (Not offered)
Broker Assisted Trade Fee $10 n/a
Margin Rates Tradier Citi Self Invest
Margin Rate Under $25,000 9.5% Not offered
Margin Rate $25,000 to $49,999.99 9.5% Not offered
Margin Rate $50,000 to $99,999.99 9.5% Not offered
Margin Rate $100,000 to $249,999.99 9.5% Not offered
Margin Rate $250,000 to $499,999.99 9.5% Not offered
Margin Rate $500,000 to $999,999.99 9.5% Not offered
Margin Rate Above $1,000,000 9.5% Not offered
Account Fees Tradier Citi Self Invest
IRA Annual Fee $30.00 info $0.00
IRA Closure Fee $60.00 $95.00
Account Transfer Out (Partial) info $75.00 $95.00
Account Transfer Out (Full) info $75.00 $95.00
Options Exercise Fee $9.00 N/A
Options Assignment Fee $9.00 N/A
Investment Options Tradier Citi Self Invest
Stock Trading info Yes Yes
Margin Trading Yes No
Fractional Shares info No No
OTC Stocks info No No
Options Trading info Yes No
Complex Options Max Legs info 4
Futures Trading info No No
Forex Trading info No No
Crypto Trading info No No
Crypto Trading - Total Coins info 0 0
Mutual Funds (No Load) info 0 820
Mutual Funds (Total) info 0 820
Bonds (US Treasury) info No No
Bonds (Corporate) info No No
Bonds (Municipal) info No No
Traditional IRAs info Yes Yes
Roth IRAs info Yes Yes
Advisor Services info No No
International Countries (Stocks) info 0 0
Order Types Tradier Citi Self Invest
Order Type - Market info Yes Yes
Order Type - Limit info Yes Yes
Order Type - After Hours info Yes No
Order Type - Stop info Yes Yes
Order Type - Trailing Stop info No No
Order Type - OCO info Yes No
Order Type - OTO info Yes No
Order Type - Broker Assisted info Yes No
Beginners Tradier Citi Self Invest
Education (Stocks) info No No
Education (ETFs) info No No
Education (Options) info No No
Education (Mutual Funds) info No No
Education (Bonds) info No No
Education (Retirement) info No No
Retirement Calculator info No No
Investor Dictionary info No No
Paper Trading info Yes No
Videos info No No
Webinars info No No
Webinars (Archived) info No No
Progress Tracking info No Yes
Interactive Learning - Quizzes info No Yes
Stock Trading Apps Tradier Citi Self Invest
iPhone App info Yes Yes
Android App info Yes Yes
Apple Watch App info No No
Trading - Stocks info Yes Yes
Trading - After-Hours info Yes No
Trading - Simple Options info Yes No
Trading - Complex Options info Yes No
Order Ticket RT Quotes info Yes Yes
Order Ticket SRT Quotes info No No
Stock App Features Tradier Citi Self Invest
Market Movers (Top Gainers) info Yes Yes
Stream Live TV info No No
Videos on Demand info No No
Stock Alerts info No No
Option Chains Viewable info Yes No
Watch List (Real-time) info Yes Yes
Watch List (Streaming) info No No
Watch Lists - Create & Manage info Yes Yes
Watch Lists - Column Customization info No No
Stock App Charting Tradier Citi Self Invest
Charting - After-Hours info No No
Charting - Can Turn Horizontally info No No
Charting - Multiple Time Frames info Yes Yes
Charting - Technical Studies info 0 0
Charting - Study Customizations info No No
Charting - Stock Comparisons info No No
Trading Platforms Tradier Citi Self Invest
Active Trading Platform info TradeHawk n/a
Desktop Trading Platform info No info No
Desktop Platform (Mac) info No info No
Web Trading Platform info Yes Yes
Paper Trading info Yes No
Trade Journal info No No
Watch Lists - Total Fields info 3 0
Stock Chart Features Tradier Citi Self Invest
Charting - Adjust Trades on Chart info No No
Charting - Indicators / Studies info 95 0
Charting - Drawing Tools info 0 0
Charting - Notes info Yes No
Charting - Index Overlays info No No
Charting - Historical Trades info Yes No
Charting - Corporate Events info No No
Charting - Custom Date Range info No No
Charting - Custom Time Bars info No No
Charting - Automated Analysis info No No
Charting - Save Profiles info No No
Trade Ideas - Technical Analysis info No No
Charting - Study Customizations info 7 0
Charting - Custom Studies info No No
Day Trading Tradier Citi Self Invest
Streaming Time & Sales info No No
Streaming TV info No No
Direct Market Routing - Stocks info No No
Ladder Trading info No No
Trade Hotkeys info No No
Level 2 Quotes - Stocks info No No
Trade Ideas - Backtesting info No No
Trade Ideas - Backtesting Adv info No No
Short Locator info No No
Order Liquidity Rebates info No No
Research Overview Tradier Citi Self Invest
Research - Stocks info Yes Yes
Research - ETFs info Yes Yes
Research - Mutual Funds info No No
Research - Pink Sheets / OTCBB info No Yes
Research - Bonds info No No
Screener - Stocks info No No
Screener - ETFs info No No
Screener - Mutual Funds info No No
Screener - Bonds info No No
Misc - Portfolio Allocation info No Yes
Stock Research Tradier Citi Self Invest
Stock Research - PDF Reports info 0 0
Stock Research - Earnings info No No
Stock Research - Insiders info No No
Stock Research - Social info No No
Stock Research - News info No Yes
Stock Research - ESG info No No
Stock Research - SEC Filings info No No
ETF Research Tradier Citi Self Invest
ETFs - Strategy Overview info No Yes
ETF Fund Facts - Inception Date info No No
ETF Fund Facts - Expense Ratio info No Yes
ETF Fund Facts - Net Assets info No No
ETF Fund Facts - Total Holdings info No No
ETFs - Top 10 Holdings info No Yes
ETFs - Sector Exposure info No No
ETFs - Risk Analysis info No Yes
ETFs - Ratings info No Yes
ETFs - Morningstar StyleMap info No No
ETFs - PDF Reports info No No
Mutual Fund Research Tradier Citi Self Invest
Mutual Funds - Strategy Overview info No Yes
Mutual Funds - Performance Chart info No Yes
Mutual Funds - Performance Analysis info No Yes
Mutual Funds - Prospectus info No No
Mutual Funds - 3rd Party Ratings info No Yes
Mutual Funds - Fees Breakdown info No No
Mutual Funds - Top 10 Holdings info No Yes
Mutual Funds - Asset Allocation info No Yes
Mutual Funds - Sector Allocation info No No
Mutual Funds - Country Allocation info No No
Mutual Funds - StyleMap info No No
Options Trading Tradier Citi Self Invest
Option Chains - Basic View info Yes No
Option Chains - Strategy View info No No
Option Chains - Streaming info No No
Option Chains - Total Columns info 8 0
Option Chains - Greeks info 1 0
Option Chains - Quick Analysis info Yes No
Option Analysis - P&L Charts info No No
Option Probability Analysis info No No
Option Probability Analysis Adv info No No
Option Positions - Greeks info No No
Option Positions - Greeks Streaming info No No
Option Positions - Adv Analysis info No No
Option Positions - Rolling info No No
Option Positions - Grouping info No No
Banking Tradier Citi Self Invest
Bank (Member FDIC) info No Yes
Checking Accounts info No Yes
Savings Accounts info No Yes
Credit Cards info No Yes
Debit Cards info No Yes
Mortgage Loans info No Yes
Customer Service Tradier Citi Self Invest
Phone Support (Prospect Customers) info Yes No
Phone Support (Current Customers) info Yes Yes
Email Support info Yes No
Live Chat (Prospect Customers) info No No
Live Chat (Current Customers) info No No
24/7 Support info No Yes
Overall Tradier Citi Self Invest
Overall 4/5 Stars 3.5/5 Stars
Commissions & Fees 4.5/5 Stars 4.5/5 Stars
Investment Options 4/5 Stars 2.5/5 Stars
Platforms & Tools 3.5/5 Stars 2.5/5 Stars
Mobile Trading Apps 4/5 Stars 3/5 Stars
Research 2.5/5 Stars 2.5/5 Stars
Education 2/5 Stars 1.5/5 Stars
Ease Of Use 4.5/5 Stars 4.5/5 Stars
Winner check_circle
Review Tradier Review Citi Self Invest Review
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