Tradier vs SoFi Invest® 2025
In this head to head comparison of Tradier vs SoFi Invest®, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Tradier vs SoFi Invest®, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
When comparing Tradier and SoFi Invest®, investors will find that each platform offers its own unique advantages. Tradier stands out with its broad range of investment options, including stock trading, margin trading, mutual funds, options trading, futures trading, and various IRA accounts. However, it lacks the ability to trade fractional shares and over-the-counter stocks. On the other hand, SoFi Invest® provides stock trading, margin trading, fractional shares, OTC stocks, mutual funds, options trading, and IRA accounts, as well as advisory services. This makes SoFi a plus for investors looking for guidance and fractional share opportunities, despite not offering futures trading. StockBrokers.com has rated Tradier's range of investments slightly higher at 4 stars compared to SoFi Invest®'s 3.5 stars.
Tradier appeals to seasoned investors interested in a wide array of traditional investment options, such as futures trading and a comprehensive set of retirement accounts. While it doesn't cater to crypto enthusiasts, Tradier's strength lies in its extensive selection of other financial products. On the other hand, SoFi Invest® emphasizes accessibility with features like fractional shares and advisory services, making it an attractive choice for beginners and those looking for personalized assistance. Additionally, SoFi Invest® complements this by offering both traditional and Roth IRA accounts, which are ideal for retirement planning.
While both Tradier and SoFi Invest® cater to different investment preferences, they share common ground as solid choices for stock and margin trading. Investors looking to prioritize a wider range of investment vehicles, including futures, may gravitate towards Tradier. Meanwhile, those who prefer accessibility, guidance, and quicker trades through fractional shares will appreciate SoFi Invest®. Ultimately, choosing between the two depends on the individual investment goals and strategies of each investor.
Feature |
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Stock Trading | Yes | Yes |
Margin Trading | Yes | Yes |
Fractional Shares | No | Yes |
OTC Stocks | No | Yes |
Mutual Funds | Yes | Yes |
Options Trading | Yes | Yes |
Futures Trading | Yes | No |
Crypto Trading | No | No |
Crypto Trading - Total Coins | 0 | 0 |
Range of Investments |
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Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025
When comparing the trading platforms and tools of Tradier and SoFi Invest®, Tradier provides a slightly superior experience. Both companies lack downloadable trading platforms for Windows or Mac, but they offer browser-based solutions. Tradier earns a better rating, with 2.5 out of 5 stars versus SoFi Invest®'s 1.5, and is ranked 14th out of 16 brokers on StockBrokers.com, as opposed to SoFi Invest®'s 16th place. The availability of features like paper trading, which Tradier offers but SoFi Invest® does not, also tips the scales in Tradier’s favor.
Tradier and SoFi Invest® both support three-column watchlists; however, a closer look at their charting tools reveals Tradier’s greater utility. With 95 technical indicators available for charting, Tradier offers significant analytical potential, while SoFi Invest® lacks such features entirely. Additionally, Tradier allows users to add notes and historical trades to charts, enhancing their data-driven trading decisions, an option not available with SoFi Invest®.
Both platforms have limitations, such as the inability to adjust open orders directly on stock charts or to create custom studies. They also lack any drawing tools or the ability to save multiple chart profiles. Despite these downsides, Tradier offers more chart customization options, like seven fields for customizing SMA studies compared to none for SoFi Invest®, making Tradier the more feature-rich choice for traders who value technical analysis capabilities.
Feature |
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Web Trading Platform | Yes | Yes |
Desktop Trading Platform | No | No |
Desktop Platform (Mac) | No | No |
Paper Trading | Yes | No |
Watch Lists - Total Fields | 3 | 3 |
Charting - Indicators / Studies | 95 | 0 |
Charting - Drawing Tools | 0 | 0 |
Platforms & Tools |
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Dive deeper: 7 Best Brokerage Accounts for 2025, Best Paper Trading Platforms for 2025
When it comes to investor education, SoFi Invest® stands out as a valuable resource for beginners, offering comprehensive educational materials across various investment areas. New investors can take advantage of SoFi's accessible educational content covering stocks, ETFs, options, mutual funds, and bonds, providing a significant advantage for anyone looking to build a strong foundational understanding of the market. Additionally, SoFi Invest® offers webinars, enhancing their educational offerings with interactive sessions that can be crucial for grasping complex investment concepts. This commitment to education earns SoFi Invest® an impressive 4.5-star rating for education from StockBrokers.com, while ranking sixth among 16 brokers evaluated.
In contrast, Tradier takes a minimalist approach to investor education, focusing instead on features like paper trading, which allows beginners to practice without financial risk, though it lacks instructional elements. Tradier does not provide structured educational content such as courses, webinars, or the ability to track learning progress, which might leave novice investors seeking more comprehensive guidance. As a result, Tradier receives zero stars for educational services and ranks last, at 16th place, in education by StockBrokers.com. This comparison highlights SoFi Invest® as the preferable choice for those prioritizing educational resources in their investment journey.
Feature |
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Education (Stocks) | No | Yes |
Education (ETFs) | No | Yes |
Education (Options) | No | Yes |
Education (Mutual Funds) | No | Yes |
Education (Bonds) | No | Yes |
Paper Trading | Yes | No |
Videos | No | No |
Webinars | No | Yes |
Education |
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Dive deeper: Best Stock Trading Platforms for Beginners of 2025
When choosing a stock trading app, Tradier and SoFi Invest® each offer unique features but have distinct differences that might influence your choice. Tradier generally garners higher ratings, earning 4 out of 5 stars compared to SoFi Invest®’s 3.5 stars, and ranks higher in StockBrokers.com's list at 14th place, whereas SoFi Invest® is ranked 16th out of 16 brokers. If options trading is important to you, Tradier is the recommended route as it supports mobile options trading, whereas SoFi Invest® does not. Additionally, Tradier offers more advanced features like streaming quotes and the ability to create custom watch lists, making it appealing for users seeking a bit more depth from a mobile trading platform.
Both Tradier and SoFi Invest® provide apps for iPhone and Android users, ensuring access to the stock market on both major mobile platforms. However, neither broker currently supports apps for the Apple Watch. While they both allow viewing charts in multiple time frames, their charting capabilities are somewhat limited, with no support for technical studies or stock comparisons on their app charts. It’s also worth noting that both platforms do not offer features like after-hours charting or the ability to view charts in landscape mode, potentially limiting more technical analysis through their apps.
For those interested in after-hours stock trading, Tradier provides this capability on its mobile app, which could be crucial for active investors seeking to trade beyond regular market hours. Neither platform offers video streaming services or on-demand content, which could be a consideration for users looking to learn on the go. Similarly, stock alerts are not available on either app, so staying informed about market changes might require additional tools or platforms. Ultimately, while Tradier seems to offer more in terms of trading functionality, both platforms are relatively straightforward, catering to users who prioritize ease of use and accessibility.
Feature |
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iPhone App | Yes | Yes |
Android App | Yes | Yes |
Apple Watch App | No | No |
Stock Alerts | No | No |
Charting - After-Hours | No | No |
Charting - Technical Studies | 0 | 0 |
Mobile Trading Apps |
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Dive deeper: Best Stock Trading Apps for 2025
When choosing between Tradier and SoFi Invest® for online brokerage services, there are distinct differences in their fee structures that may sway your decision. Tradier stands out with a no-minimum deposit requirement and offers commission-free regular stock trades, similar to SoFi Invest®. However, Tradier imposes a $0.35 per options contract fee, while SoFi Invest® allows options trading without additional charges. Where Tradier charges an 11.25% interest rate for margin balances under $100,000, SoFi Invest® applies a slightly higher rate. Additionally, Tradier incurs $30 annually for IRAs, contrasting with SoFi Invest®, which charges nothing. For account transfers, Tradier demands lower fees compared to SoFi Invest®. It's clear that each platform has unique advantages based on your trading needs.
For regular trading activities, both platforms offer commission-free stock trading, making them attractive options for investors focused on keeping costs low. Tradier doesn’t require any minimum deposit, whereas SoFi Invest® requires a nominal $5.00 to get started. This could be a deciding factor for newcomers or investors looking for greater flexibility in cash flow management. Furthermore, the absence of charge on options contracts with SoFi Invest® may make it appealing to more active traders.
When considering additional fees, Tradier charges $9 for both options exercise and assignment, compared to SoFi Invest®’s $5 fee. Tradier’s approach to IRAs includes a yearly fee and a higher closure cost compared to SoFi Invest®, which has zero annual charges and lower closure fees. Those looking to transfer accounts will find Tradier’s $75 charge cheaper than SoFi Invest®’s $100. These variations across service fees and conditions highlight the importance of evaluating what specific costs align with your trading habits and financial priorities.
Feature |
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Minimum Deposit | $0.00 | $5.00 |
Stock Trades | $0.00 | $0.00 |
Options (Per Contract) | $0.35 | $0.00 |
Options Exercise Fee | $9.00 | $5.00 |
Options Assignment Fee | $9.00 | $5.00 |
IRA Annual Fee | $30.00 | $0.00 |
IRA Closure Fee | $60.00 | $20.00 |
Dive deeper: Best Free Trading Platforms for 2025
When it comes to day trading functionality, Tradier and SoFi Invest® offer similar experiences as neither platform provides advanced tools typically favored by active traders. Both platforms lack features such as streaming time and sales for stocks, streaming live TV, and direct market routing. Traditional day trading capabilities like ladder trading and trading hotkeys are also absent from the offerings of both Tradier and SoFi Invest®.
If you're seeking in-depth market analysis and sophisticated trading strategies, neither Tradier nor SoFi Invest® provides level 2 quotes or the possibility of backtesting basic or advanced strategies. Similarly, tools such as a short locator to gauge real-time short availability and order liquidity (maker/taker) rebates are not available. This limits their appeal for investors looking to take advantage of niche strategies or need a more analytical approach to day trading.
Feature |
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Streaming Time & Sales | No | No |
Streaming TV | No | No |
Direct Market Routing - Stocks | No | No |
Level 2 Quotes - Stocks | No | No |
Trade Ideas - Backtesting | No | No |
Trade Ideas - Backtesting Adv | No | No |
Short Locator | No | No |
Dive deeper: Best Day Trading Platforms for 2025
When it comes to market research capabilities, Tradier and SoFi Invest® both have their strengths and weaknesses, but neither stands out as a comprehensive resource. Tradier edges out SoFi Invest® slightly, offering stock and ETF research, while SoFi Invest® lacks these features entirely. However, SoFi Invest® does allow users to view portfolio allocation by asset class, which Tradier does not offer. Overall, Tradier earns a better rating of 1.5 out of 5 stars, compared to SoFi Invest®'s 0.5 stars, and ranks slightly higher on StockBrokers.com's list, landing at number 15 out of 16 brokers, whereas SoFi Invest® is last at number 16.
Tradier provides users with options for exploring stocks and ETFs, albeit without downloadable PDF research reports. On the other hand, SoFi Invest® does not offer any form of stock or ETF research but makes up for this with the ability to check portfolio allocation by asset class, which can be helpful for users looking to balance their investments. Both platforms fall short in offering research for mutual funds, Pink Sheets/OTCBB, or bonds, and neither supports stock or ETF screeners for generating trade ideas.
In terms of additional features, neither Tradier nor SoFi Invest® includes social media sentiment data or Environmental, Social, and Governance (ESG) research as part of their suite of tools. The lack of research reports and screeners for mutual funds and bonds further limits the capabilities of these platforms. Both brokers, therefore, are better suited for basic market research needs rather than being relied upon for in-depth analysis or screening.
Feature |
|
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Research - Stocks | Yes | No |
Screener - Stocks | No | No |
Research - ETFs | Yes | No |
Screener - ETFs | No | No |
Research - Mutual Funds | No | No |
Screener - Mutual Funds | No | No |
Research - Bonds | No | No |
Screener - Bonds | No | No |
Research |
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When comparing the banking features of online brokers Tradier and SoFi Invest®, there are distinct differences in the range of services offered. Tradier does not provide traditional banking services, such as checking or savings accounts, nor does it offer debit or credit cards, or mortgage loans. In contrast, SoFi Invest® offers a more comprehensive suite of banking options, which includes checking and savings accounts, along with debit and credit card services. Additionally, SoFi Invest® extends its offerings to mortgage loans, providing more financial tools for users. Neither Tradier nor SoFi Invest® offers Certificates of Deposit (CDs), highlighting a common ground in their service offerings.
Feature |
|
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Checking Accounts | No | Yes |
Savings Accounts | No | Yes |
Debit Cards | No | Yes |
Credit Cards | No | Yes |
Mortgage Loans | No | Yes |
CDs | No | No |
Dive deeper: Best Bank Accounts for Trading Stocks for 2025
After opening live accounts and testing 16 of the best online brokers, our research and live account testing finds that Tradier is better than SoFi Invest®. Tradier finished with an overall score of 65.6%, while SoFi Invest® finished with a score of 64.6%.
If you’re trying out advanced charting applications and want to trade from them, Tradier Brokerage is a very logical choice, though as a stand-alone broker it trails the offerings of industry leaders.
Tradier and SoFi Invest® both do not offer crypto trading options, with neither platform providing any coins for crypto trading.
Dive deeper: Best Online Brokers for Crypto Trading in 2025
Both Tradier and SoFi Invest® offer traditional and Roth IRA accounts, but while Tradier charges a $30 annual fee and a $60 closure fee, SoFi Invest® offers these accounts with no annual fee and a $20 closure fee, making it a more cost-effective option for budget-conscious investors.
Dive deeper: Best IRA Accounts for 2025
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0 of 5Overall Rating | Tradier | SoFi Invest® | |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Customer Service |
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Education |
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Ease Of Use |
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Winner | check_circle | ||
Review | Tradier Review | SoFi Invest® Review |
Broker Screenshots | Tradier | SoFi Invest® | |
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Trading Platform & Tools Gallery (click to expand) | |||
Research Gallery (click to expand) | |||
Mobile Trading Apps Gallery (click to expand) | |||
Education Gallery (click to expand) |
Trading Fees | Tradier | SoFi Invest® | |
---|---|---|---|
Minimum Deposit | $0.00 | $5.00 | |
Stock Trades | $0.00 | $0.00 | |
Penny Stock Fees (OTC) | N/A | N/A | |
Mutual Fund Trade Fee | $30 | $0 | |
Options (Per Contract) | $0.35 | $0.00 | |
Futures (Per Contract) | $1.50 | $0.00 | |
Broker Assisted Trade Fee | $10 | N/A |
Margin Rates | Tradier | SoFi Invest® | |
---|---|---|---|
Margin Rate Under $25,000 | 9.5% | 11.25% | |
Margin Rate $25,000 to $49,999.99 | 9.5% | 11.25% | |
Margin Rate $50,000 to $99,999.99 | 9.5% | 11.25% | |
Margin Rate $100,000 to $249,999.99 | 9.5% | 11.25% | |
Margin Rate $250,000 to $499,999.99 | 9.5% | 11.25% | |
Margin Rate $500,000 to $999,999.99 | 9.5% | 11.25% | |
Margin Rate Above $1,000,000 | 9.5% | 11.25% |
Account Fees | Tradier | SoFi Invest® | |
---|---|---|---|
IRA Annual Fee | $30.00 | $0.00 | |
IRA Closure Fee | $60.00 | $20.00 | |
Account Transfer Out (Partial) | $75.00 | $100.00 | |
Account Transfer Out (Full) | $75.00 | $100.00 | |
Options Exercise Fee | $9.00 | $5.00 | |
Options Assignment Fee | $9.00 | $5.00 |
Investment Options | Tradier | SoFi Invest® | |
---|---|---|---|
Stock Trading | Yes | Yes | |
Margin Trading | Yes | Yes | |
Fractional Shares | No | Yes | |
OTC Stocks | No | Yes | |
Options Trading | Yes | Yes | |
Complex Options Max Legs | 4 | 0 | |
Futures Trading | Yes | No | |
Forex Trading | No | No | |
Crypto Trading | No | No | |
Crypto Trading - Total Coins | 0 | 0 | |
Mutual Funds (No Load) | 0 | 0 | |
Mutual Funds (Total) | 0 | 6000 | |
Bonds (US Treasury) | No | No | |
Bonds (Corporate) | No | No | |
Bonds (Municipal) | No | No | |
Traditional IRAs | Yes | Yes | |
Roth IRAs | Yes | Yes | |
Advisor Services | No | Yes | |
International Countries (Stocks) | 0 | 0 |
Order Types | Tradier | SoFi Invest® | |
---|---|---|---|
Order Type - Market | Yes | Yes | |
Order Type - Limit | Yes | Yes | |
Order Type - After Hours | Yes | Yes | |
Order Type - Stop | Yes | No | |
Order Type - Trailing Stop | No | No | |
Order Type - OCO | Yes | No | |
Order Type - OTO | Yes | No | |
Order Type - Broker Assisted | Yes | No |
Beginners | Tradier | SoFi Invest® | |
---|---|---|---|
Education (Stocks) | No | Yes | |
Education (ETFs) | No | Yes | |
Education (Options) | No | Yes | |
Education (Mutual Funds) | No | Yes | |
Education (Bonds) | No | Yes | |
Education (Retirement) | No | Yes | |
Retirement Calculator | No | No | |
Investor Dictionary | No | Yes | |
Paper Trading | Yes | No | |
Videos | No | No | |
Webinars | No | Yes | |
Webinars (Archived) | No | Yes | |
Progress Tracking | No | No | |
Interactive Learning - Quizzes | No | No |
Stock Trading Apps | Tradier | SoFi Invest® | |
---|---|---|---|
iPhone App | Yes | Yes | |
Android App | Yes | Yes | |
Apple Watch App | No | No | |
Trading - Stocks | Yes | Yes | |
Trading - After-Hours | Yes | Yes | |
Trading - Simple Options | Yes | No | |
Trading - Complex Options | Yes | No | |
Order Ticket RT Quotes | Yes | Yes | |
Order Ticket SRT Quotes | No | No |
Stock App Features | Tradier | SoFi Invest® | |
---|---|---|---|
Market Movers (Top Gainers) | Yes | Yes | |
Stream Live TV | No | No | |
Videos on Demand | No | No | |
Stock Alerts | No | No | |
Option Chains Viewable | Yes | No | |
Watch List (Real-time) | Yes | Yes | |
Watch List (Streaming) | No | No | |
Watch Lists - Create & Manage | Yes | No | |
Watch Lists - Column Customization | No | No |
Stock App Charting | Tradier | SoFi Invest® | |
---|---|---|---|
Charting - After-Hours | No | No | |
Charting - Can Turn Horizontally | No | No | |
Charting - Multiple Time Frames | Yes | Yes | |
Charting - Technical Studies | 0 | 0 | |
Charting - Study Customizations | No | No | |
Charting - Stock Comparisons | No | No |
Trading Platforms | Tradier | SoFi Invest® | |
---|---|---|---|
Active Trading Platform | TradeHawk | N/A | |
Desktop Trading Platform | No | No | |
Desktop Platform (Mac) | No | No | |
Web Trading Platform | Yes | Yes | |
Paper Trading | Yes | No | |
Trade Journal | No | No | |
Watch Lists - Total Fields | 3 | 3 |
Stock Chart Features | Tradier | SoFi Invest® | |
---|---|---|---|
Charting - Adjust Trades on Chart | No | No | |
Charting - Indicators / Studies | 95 | 0 | |
Charting - Drawing Tools | 0 | 0 | |
Charting - Notes | Yes | No | |
Charting - Index Overlays | No | No | |
Charting - Historical Trades | Yes | No | |
Charting - Corporate Events | No | No | |
Charting - Custom Date Range | No | No | |
Charting - Custom Time Bars | No | No | |
Charting - Automated Analysis | No | No | |
Charting - Save Profiles | No | No | |
Trade Ideas - Technical Analysis | No | No | |
Charting - Study Customizations | 7 | 0 | |
Charting - Custom Studies | No | No |
Day Trading | Tradier | SoFi Invest® | |
---|---|---|---|
Streaming Time & Sales | No | No | |
Streaming TV | No | No | |
Direct Market Routing - Stocks | No | No | |
Ladder Trading | No | No | |
Trade Hotkeys | No | No | |
Level 2 Quotes - Stocks | No | No | |
Trade Ideas - Backtesting | No | No | |
Trade Ideas - Backtesting Adv | No | No | |
Short Locator | No | No | |
Order Liquidity Rebates | No | No |
Research Overview | Tradier | SoFi Invest® | |
---|---|---|---|
Research - Stocks | Yes | No | |
Research - ETFs | Yes | No | |
Research - Mutual Funds | No | No | |
Research - Pink Sheets / OTCBB | No | No | |
Research - Bonds | No | No | |
Screener - Stocks | No | No | |
Screener - ETFs | No | No | |
Screener - Mutual Funds | No | No | |
Screener - Bonds | No | No | |
Misc - Portfolio Allocation | No | Yes |
Stock Research | Tradier | SoFi Invest® | |
---|---|---|---|
Stock Research - PDF Reports | 0 | 0 | |
Stock Research - Earnings | No | No | |
Stock Research - Insiders | No | No | |
Stock Research - Social | No | No | |
Stock Research - News | No | Yes | |
Stock Research - ESG | No | No | |
Stock Research - SEC Filings | No | No |
ETF Research | Tradier | SoFi Invest® | |
---|---|---|---|
ETFs - Strategy Overview | No | Yes | |
ETF Fund Facts - Inception Date | No | No | |
ETF Fund Facts - Expense Ratio | No | Yes | |
ETF Fund Facts - Net Assets | No | No | |
ETF Fund Facts - Total Holdings | No | No | |
ETFs - Top 10 Holdings | No | Yes | |
ETFs - Sector Exposure | No | No | |
ETFs - Risk Analysis | No | No | |
ETFs - Ratings | No | No | |
ETFs - Morningstar StyleMap | No | No | |
ETFs - PDF Reports | No | No |
Mutual Fund Research | Tradier | SoFi Invest® | |
---|---|---|---|
Mutual Funds - Strategy Overview | No | No | |
Mutual Funds - Performance Chart | No | No | |
Mutual Funds - Performance Analysis | No | No | |
Mutual Funds - Prospectus | No | No | |
Mutual Funds - 3rd Party Ratings | No | No | |
Mutual Funds - Fees Breakdown | No | No | |
Mutual Funds - Top 10 Holdings | No | No | |
Mutual Funds - Asset Allocation | No | No | |
Mutual Funds - Sector Allocation | No | No | |
Mutual Funds - Country Allocation | No | No | |
Mutual Funds - StyleMap | No | No |
Options Trading | Tradier | SoFi Invest® | |
---|---|---|---|
Option Chains - Basic View | Yes | Yes | |
Option Chains - Strategy View | No | No | |
Option Chains - Streaming | No | No | |
Option Chains - Total Columns | 8 | 0 | |
Option Chains - Greeks | 1 | 0 | |
Option Chains - Quick Analysis | Yes | No | |
Option Analysis - P&L Charts | No | No | |
Option Probability Analysis | No | No | |
Option Probability Analysis Adv | No | No | |
Option Positions - Greeks | No | No | |
Option Positions - Greeks Streaming | No | No | |
Option Positions - Adv Analysis | No | No | |
Option Positions - Rolling | No | No | |
Option Positions - Grouping | No | No |
Banking | Tradier | SoFi Invest® | |
---|---|---|---|
Bank (Member FDIC) | No | Yes | |
Checking Accounts | No | Yes | |
Savings Accounts | No | Yes | |
Credit Cards | No | Yes | |
Debit Cards | No | Yes | |
Mortgage Loans | No | Yes |
Customer Service | Tradier | SoFi Invest® | |
---|---|---|---|
Phone Support (Prospect Customers) | Yes | Yes | |
Phone Support (Current Customers) | Yes | Yes | |
Email Support | Yes | No | |
Live Chat (Prospect Customers) | No | Yes | |
Live Chat (Current Customers) | No | Yes | |
24/7 Support | No | No |
Overall | Tradier | SoFi Invest® | |
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Overall |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Education |
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Ease Of Use |
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Winner | check_circle | ||
Review | Tradier Review | SoFi Invest® Review |