Fidelity Fees & Features

Written by StockBrokers.com

August 08, 2023

The data collection efforts at StockBrokers.com are unmatched in the industry. The following tables show a deeper dive into the offerings available at this broker. You can also compare its offerings side-by-side with those of other brokers using our Comparison Tool.

In addition to meticulous annual data collection by our in-house analyst, every broker that participates in our review is afforded the opportunity to complete an in-depth data profile. We then audit each data point to ensure its accuracy.

Trading fees

Feature	Fidelity	Definitions
Minimum Deposit	$0.00
Stock Trades	$0.00
Mutual Fund Trade Fee	Varies info
Options (Base Fee)	$0.00
Options (Per Contract)	$0.65
Futures (Per Contract)	(Not offered)
Broker Assisted Trade Fee	$32.95

Account fees

Feature	Fidelity
IRA Annual Fee	$0.00
IRA Closure Fee	$0.00
Account Transfer Out (Partial) info	$0.00
Account Transfer Out (Full) info	$0.00
Options Exercise Fee	$0.00
Options Assignment Fee	$0.00

Margin rates

Feature	Fidelity
Margin Rate Under $25,000	13.075%
Margin Rate $25,000 to $49,999.99	12.575%
Margin Rate $50,000 to $99,999.99	12.125%
Margin Rate $100,000 to $249,999.99	11.575%
Margin Rate $250,000 to $499,999.99	11.325%
Margin Rate $500,000 to $999,999.99	9.00%
Margin Rate Above $1,000,000	8.75%

Investment options

Feature	Fidelity	Definitions
Stock Trading info	Yes	Offers stock trading.
Margin Trading	Yes
Fractional Shares info	Yes	Customers can buy and sell less than one whole share of a stock, e.g., half a share of Apple (AAPL).
OTC Stocks info	Yes	Offers OTC stocks trading.
Options Trading info	Yes	Offers options trading.
Complex Options Max Legs info	4	The max number of individual legs supported when trading options (0 - 4). For example, Iron Condor has four total legs.
Futures Trading info	No	Offers futures trading.
Forex Trading info	No	Offers forex trading.
Crypto Trading info	Yes	Offers cryptocurrency trading.
Crypto Trading - Total Coins info	3	Total number of individual coins offered, e.g., Bitcoin.
Mutual Funds (No Load) info	5843	Total number of No Load mutual funds offered.
Mutual Funds (Total) info	10000	Total number of mutual funds offered.
Bonds (US Treasury) info	Yes	Offers US treasury bonds trading via the website, mobile app, or trading platform. Phone orders do not count.
Bonds (Corporate) info	Yes	Offers corporate bonds trading via the website, mobile app, or trading platform. Phone orders do not count.
Bonds (Municipal) info	Yes	Offers municipal bonds trading via the website, mobile app, or trading platform. Phone orders do not count.
Advisor Services info	Yes	Offers formal investment advisory services.
International Countries (Stocks) info	25	Total countries, outside of the United States, that clients have access to for trading EQUITIES over the web. ADRs and phone trades do not count. For example, if customers can purchase shares of companies listed on the TSX, then Canada would be one country.

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Order types

Feature	Fidelity	Definitions
Order Type - Market info	Yes	Offers order type: market.
Order Type - Limit info	Yes	Offers order type: limit.
Order Type - After Hours info	Yes	Trading during pre and post market hours using limit orders.
Order Type - Stop info	Yes	Offers order type: stop.
Order Type - Trailing Stop info	Yes	Offers order type: trailing stop.
Order Type - OCO info	Yes	Offers order type: one cancels other (OCO).
Order Type - OTO info	Yes	Offers order type: one triggers other (OTO).
Order Type - Broker Assisted info	Yes	A broker-assisted trade over the phone.

Beginners

Feature	Fidelity	Definitions
Education (Stocks) info	Yes	Provides a minimum of 10 educational pieces (articles, videos, archived webinars, or similar) with the primary subject being stocks. All content must be easily found within the website's Learning Center. Platform tutorials, FAQs, etc do NOT count.
Education (ETFs) info	Yes	Provides a minimum of 10 educational pieces (articles, videos, archived webinars, or similar) with the primary subject being ETFs. All content must be easily found within the website's Learning Center. Platform tutorials, FAQs, etc do NOT count.
Education (Options) info	Yes	Provides a minimum of 10 educational pieces (articles, videos, archived webinars, or similar) with the primary subject being options. All content must be easily found within the website's Learning Center. Platform tutorials, FAQs, etc do NOT count.
Education (Mutual Funds) info	Yes	Provides a minimum of 10 educational pieces (articles, videos, archived webinars, or similar) with the primary subject being mutual funds. All content must be easily found within the website's Learning Center. Platform tutorials, FAQs, etc do NOT count.
Education (Bonds) info	Yes	Provides a minimum of 10 educational pieces (articles, videos, archived webinars, or similar) with the primary subject being bonds (fixed income). All content must be easily found within the website's Learning Center. Platform tutorials, FAQs, etc do NOT count.
Education (Retirement) info	Yes	Provides a minimum of 10 educational pieces (articles, videos, archived webinars, or similar) with the primary subject being retirement. Platform tutorials, FAQs, etc do NOT count.
Retirement Calculator info	Yes	Offers a retirement calculator.
Investor Dictionary info	Yes	An online dictionary of at least 50 investing terms.
Paper Trading info	No	Offers the ability to use a paper (practice) portfolio to place trades.
Videos info	Yes	Provides at least 10 educational videos. A video is a short clip, typically several minutes in duration, that explains a trading concept, term, or strategy. Archived webinars and platform demos do NOT count.
Webinars info	Yes	Provides educational client webinars through the web, at least one per month.
Webinars (Archived) info	Yes	Provides an archived area to search and watch previously recorded client webinars.
Progress Tracking info	Yes	Clients can track their progress and see which articles and/or videos they've completed to date.
Interactive Learning - Quizzes info	Yes	Quizzes offered within the education center. Must include multiple questions and score results. Example service provider - Morningstar Investing Classroom.

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Stock trading apps

Feature	Fidelity	Definitions
iPhone App info	Yes	Offers a downloadable iPhone app through the iOS app store.
Android App info	Yes	An Android smartphone app available in the Google Play store.
Apple Watch App info	Yes	Offers a downloadable Apple Watch app through the iOS app store.
Trading - Stocks info	Yes	Stocks trades supported in the mobile app.
Trading - After-Hours info	Yes	After-hours trading supported in the mobile app.
Trading - Simple Options info	Yes	Single-leg option trades supported in the mobile app.
Trading - Complex Options info	Yes	Multi-legged option trades supported in the mobile app.
Order Ticket RT Quotes info	Yes	Mobile app order ticket displays real-time quote.
Order Ticket SRT Quotes info	Yes	Mobile app order ticket displays streaming real-time quote.

Stock app features

Feature	Fidelity	Definitions
Market Movers (Top Gainers) info	Yes	Stocks top gainers list viewable in the mobile app.
Stream Live TV info	Yes	Stream live TV in the mobile app. Examples - CNBC, Bloomberg.
Videos on Demand info	Yes	View archived stock news from the web. Example service providers: Bloomberg, CNBC.
Stock Alerts info	Yes	Can set basic stocks alerts for individual stocks. For example, send a price alerts when stock XYZ hits price $x.
Option Chains Viewable info	Yes	View an option chain in the mobile app.
Watch List (Real-time) info	Yes	Watch list in mobile app uses real-time quotes.
Watch List (Streaming) info	Yes	Watch list in mobile app uses streaming real-time quotes. More specifically, the watch-list must auto-refresh at least once every three seconds.
Watch Lists - Create & Manage info	Yes	Can create and manage (delete, rename) watch lists in the mobile app.
Watch Lists - Column Customization info	Yes	Can customize data fields displayed in the mobile app watch list tool.
Watch Lists - Total Fields info	92	Total available fields when viewing a watch list. Examples: price, symbol, bid, ask, volume.

Stock app charting

Feature	Fidelity	Definitions
Charting - After-Hours info	Yes	Stock charts in mobile app display after-hours trade activity.
Charting - Can Turn Horizontally info	Yes	Ability to rotate the smartphone while viewing a stock chart to see it in horizontal mode or vertical mode.
Charting - Multiple Time Frames info	Yes	Adjust the time frame while viewing a stock chart in the mobile app. Examples: 1m, 5m, 1hr, daily, weekly, monthly.
Charting - Technical Studies info	119	How many technical studies / indicators are available to add to a stock chart in the mobile app.
Charting - Study Customizations info	Yes	Customize technical indicators / studies within the mobile app. Examples: range, color, type.
Charting - Stock Comparisons info	Yes	Display multiple stock charts at once for performance comparison in the mobile app.

Trading platforms overview

Feature	Fidelity	Definitions
Active Trading Platform info	Active Trader Pro	The flagship trading platform.
Desktop Trading Platform info	Yes	A downloadable Windows- or Mac-based desktop trading platform.
Desktop Platform (Mac) info	Yes	Offers an OSX compatible downloadable trading platform (not browser-based or through a windows emulator, e.g., Parallels).
Web Trading Platform info	Yes	Offers a web (browser) based trading platform.
Paper Trading info	No	Offers the ability to use a paper (practice) portfolio to place trades.
Trade Journal info	Yes	Provides a trade journal for writing notes. All entries are dated, titled, and may be tagged with a specific stock ticker. Adding text notes to individual stock charts does NOT count.
Watch Lists - Total Fields info	92	Total available fields when viewing a watch list. Examples: price, symbol, bid, ask, volume.

Trading platform stock chart features

Feature	Fidelity	Definitions
Charting - Adjust Trades on Chart info	Yes	The ability to see an open order - limit, stop, or similar - on a stock chart then click and drag to adjust its execution price.
Charting - Indicators / Studies info	129	The total number of indicators / studies available to be included on a stock chart. Examples: SMA, MACD, RSI.
Charting - Drawing Tools info	38	The number of drawing tools available for analyzing a stock chart. Examples include: pointer, trendline, arrow, note.
Charting - Notes info	Yes	Add notes to any stock chart.
Charting - Index Overlays info	Yes	Adding an index (S&P 500 or similar) overlay to a stock chart.
Charting - Historical Trades info	Yes	The ability to see past buy and sells, typically marked with a buy or sell symbol, on the stock chart.
Charting - Corporate Events info	Yes	Can show or hide multiple corporate events on a stock chart. Examples: dividends, earnings, splits, news.
Charting - Custom Date Range info	Yes	The ability to select a user-defined start and end date for individual stock charts, e.g. 06/05/24 - 07/19/24.
Charting - Custom Time Bars info	Yes	Ability to set a custom time interval for each bar. For example, instead of using traditional 5m bars, have 3m bars, 2m bars, or 17m bars. Instead of a daily chart, set a 6 day bar, 2d bar, or similar.
Charting - Automated Analysis info	Yes	Can show or hide automated technical analysis (patterns) on a chart. Service provider example: Trading Central (Recognia).
Charting - Save Profiles info	Yes	Ability to modify a stock chart then save the marked up chart as a custom profile. For example, a two-year daily chart with a 50 SMA, MACD, and average daily volume bars below.
Trade Ideas - Technical Analysis info	Yes	A tool that generates stock trade ideas based off of technical analysis. Service provider example: Trading Central (Recognia).
Charting - Study Customizations info	5	The number of customizations possible for the SMA indicator / study. Examples: length, color, style.
Charting - Custom Studies info	No	The ability to create a custom indicator / study from scratch using code and have it display on a chart. Editing a default indicator / study does not count.

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Day trading features

Feature	Fidelity	Definitions
Streaming Time & Sales info	Yes	Streaming time & sales for any equity viewable.
Streaming TV info	Yes	Offers live TV. Examples - CNBC, Bloomberg.
Direct Market Routing - Stocks info	Yes	Ability to route stock orders directly to a specific exchange designated by the client.
Ladder Trading info	No	A ladder tool provides active trading clients the ability to one click buy and sell equities off a real-time streaming window of fanned bids and asks.
Trade Hotkeys info	Yes	Ability to designate keyboard hotkeys for on the fly trading.
Level 2 Quotes - Stocks info	Yes	Level II stock quotes available.
Trade Ideas - Backtesting info	Yes	A tool that backtests different investment strategies, typically focused on technical events, and displays the results. Example service providers: Trade-Ideas, Trading Central (Recognia).
Trade Ideas - Backtesting Adv info	No	A fully customizable, advanced backtesting tool provided by the broker directly. Third-party providers do not count.
Short Locator info	Yes	Tool that allows customers to view the current real-time availability of shares available to short by security.
Order Liquidity Rebates info	No	Offers an optional commissions structure for professionals which grants the trader full control of the order routing to market centers, thus enabling maker/taker liquidity rebates.

Investment research overview

Feature	Fidelity	Definitions
Research - Stocks info	Yes	Offers stock research. Can view quote results for 4 of the 5 following tickers: Facebook, Apple, Amazon, Netflix, Google.
Research - ETFs info	Yes	Offers ETFs research. Can view quote results for 4 of the 5 following tickers: SPY, GLD, OIH, QID, FAZ.
Research - Mutual Funds info	Yes	Offers mutual funds research. Can view quote results for all three of the following tickers: VTSAX, FXAIX, SWPPX.
Research - Pink Sheets / OTCBB info	Yes	Offers pink sheet / OTCBB research. Can view quote results for 2 of the 3 following tickers: FNMA, IMBBY, TCEHY.
Research - Bonds info	Yes	Offers bonds (fixed income) research. Can view quote results for fixed income securities such as individual US Treasuries.
Screener - Stocks info	Yes	Offers an equities screener.
Screener - ETFs info	Yes	Offers an ETF screener.
Screener - Mutual Funds info	Yes	Offers a mutual fund screener.
Screener - Bonds info	Yes	Offers a bond screener. **Note - ETF bond screeners do NOT count.
Misc - Portfolio Allocation info	Yes	Displays a pie graph or bullet list breakdown of the customer's current portfolio including % allocations. Examples: domestic equities, foreign equities, bonds, cash, fixed income.

Stock research features

Feature	Fidelity	Definitions
Stock Research - PDF Reports info	11	Total number of downloadable PDF research report providers available for equities research (using symbol AAPL). Examples: S&P Capital IQ, Thomson Reuters, Ned Davis Research.
Stock Research - Earnings info	Yes	View analysis of past earnings. At least one chart / graph required. Examples: Consensus vs actual data, EPS growth, sales growth.
Stock Research - Insiders info	Yes	View a list of recent insider transactions.
Stock Research - Social info	Yes	View social sentiment analysis, eg twitter analysis (NOT just a stream of recent tweets), for individual equities.
Stock Research - News info	Yes	View a stream of recent news.
Stock Research - ESG info	Yes	Provides Environmental, Social, Governance (ESG) criteria scores.
Stock Research - SEC Filings info	Yes	View a list of recent SEC filings.

ETF research features

Feature	Fidelity	Definitions
ETFs - Strategy Overview info	Yes	A written description of the fund's objective.
ETF Fund Facts - Inception Date info	Yes	ETF inception date listed.
ETF Fund Facts - Expense Ratio info	Yes	ETF expense ratio listed.
ETF Fund Facts - Net Assets info	Yes	ETF net assets listed.
ETF Fund Facts - Total Holdings info	Yes	ETF total holdings listed.
ETFs - Top 10 Holdings info	Yes	A list of the ETF's top 10 holdings.
ETFs - Sector Exposure info	Yes	A pie chart or bullet list breakdown of the ETF's sector exposure / weightings.
ETFs - Risk Analysis info	Yes	The ability to view risk metrics. This is most commonly provided as a rating and/or volatility metric.
ETFs - Ratings info	Yes	Are third party ratings available for the ETF SPY? Examples: Morningstar, Lippers.
ETFs - Morningstar StyleMap info	Yes	The infamous Morningstar Equity StyleMap (or equiv provider) which visually marks the ETF's investment strategy in one of nine boxes.
ETFs - PDF Reports info	Yes	Are downloadable research reports available for the ETF SPY? Examples: Morningstar, S&P Capital IQ.

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Mutual fund research features

Feature	Fidelity	Definitions
Mutual Funds - Strategy Overview info	Yes	A written description of the fund's objective.
Mutual Funds - Performance Chart info	Yes	Is a stock chart available of the fund VTSMX?
Mutual Funds - Performance Analysis info	Yes	The ability to view multi-year historical performance.
Mutual Funds - Prospectus info	Yes	Access to the fund's prospectus in PDF format.
Mutual Funds - 3rd Party Ratings info	Yes	Are 3rd party ratings available for the fund VTSMX? Examples: Morningstar, Lippers.
Mutual Funds - Fees Breakdown info	Yes	A clear breakdown of the fund's fees beyond just the expense ratio. 12b-1, minimum investment, total fees estimate, all examples of a detailed breakdown.
Mutual Funds - Top 10 Holdings info	Yes	A list of the fund's top 10 holdings.
Mutual Funds - Asset Allocation info	Yes	A pie chart or bullet list breakdown of the fund's asset allocation.
Mutual Funds - Sector Allocation info	Yes	A pie chart or bullet list breakdown of the fund's sector allocation.
Mutual Funds - Country Allocation info	Yes	A pie chart or bullet list breakdown of the fund's country allocation. Continent allocation also acceptable.
Mutual Funds - StyleMap info	Yes	The infamous Morningstar StyleMap (or equiv provider) which visually marks the fund's investment strategy in one of nine boxes.

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Options trading overview

Feature	Fidelity	Definitions
Option Chains - Basic View info	Yes	A basic option chain displaying calls and puts.
Option Chains - Strategy View info	Yes	A basic option chain filtered by option strategy. Examples: calls, puts, butterfly, calendar.
Option Chains - Streaming info	Yes	Option chains with streaming real-time data.
Option Chains - Total Columns info	26	Option chains total available columns for display. Duplicates do not count.
Option Chains - Greeks info	5	When viewing an option chain, the total number of greeks that are available to be viewed as optional columns. Greeks = delta, gamma, theta, vega, rho.
Option Chains - Quick Analysis info	Yes	The ability to jump straight from the option chain to a P&L chart or probability chart for deeper analysis. Viewing a summary P&L within the chain itself also qualifies.
Option Analysis - P&L Charts info	Yes	When analyzing a theoretical option trade, a P&L chart is available.
Option Probability Analysis info	Yes	A basic probability calculator.
Option Probability Analysis Adv info	Yes	A tool to analyze a hypothetical option position. Displays a probability histogram / chart with optional customizations.
Option Positions - Greeks info	Yes	View at least two different greeks for a currently open option position.
Option Positions - Greeks Streaming info	Yes	View at least two different greeks for a currently open option position and have their values stream with real-time data.
Option Positions - Adv Analysis info	Yes	Ability to analyze an active option position and change at least two of the three following conditions - date, stock price, volatility - and assess what happens to the value of the position.
Option Positions - Rolling info	Yes	Ability to pre-populate a trade ticket and seamlessly roll an option position to the next relative expiration.
Option Positions - Grouping info	Yes	Ability to group current option positions by the underlying strategy: covered call, vertical, etc. Can be done manually by user or automatically by the platform.

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Banking features

Feature	Fidelity	Definitions
Bank (Member FDIC) info	No	Operates a regulated bank as a registered member of the FDIC (Federal Deposit Insurance Corporation) - fdic.gov.
Checking Accounts info	No	Offers formal checking accounts and checking services. To qualify, checking services must be marketed on the website as a client service. Basic checking through the clearing firm does not count.
Savings Accounts info	No	Offers savings accounts.
Credit Cards info	Yes	Offers credit cards.
Debit Cards info	Yes	Offers debit cards as part of a formal banking service.
Mortgage Loans info	Yes	Offers mortgage loans.

Customer service options

Feature	Fidelity	Definitions
Phone Support (Prospect Customers) info	Yes	Offers phone support for prospective customers.
Phone Support (Current Customers) info	Yes	Offers phone support for current customers (includes click to call back).
Email Support info	Yes	Email support for clients.
Live Chat (Prospect Customers) info	Yes	Live chat support for prospective customers.
Live Chat (Current Customers) info	Yes	Live chat support for current customers.
24/7 Support info	Yes	Is customer service offered 24 hours, 7 days a week?

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