Fidelity vs Public.com 2025
In this head to head comparison of Fidelity vs Public.com, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
In this head to head comparison of Fidelity vs Public.com, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.
When deciding between online brokers Fidelity and Public.com, it's important to consider the range and diversity of their investment options. Fidelity stands out with a comprehensive array of services, including stock and margin trading, fractional shares, OTC stocks, mutual funds, and extensive IRA options. In contrast, Public.com provides a streamlined platform focusing on stock and crypto trading without the IRA offerings or mutual funds available through Fidelity. Fidelity receives high praise and a rating of 5 stars for its range of investments, ranking #3 out of 15 brokers by StockBrokers.com, whereas Public.com garners a more modest 3.5 stars and ranks #14. Whether you lean towards a variety of investment services or prefer a more focused selection will guide your choice between these platforms.
Fidelity caters to both traditional and modern investors, offering a wide spectrum of investment types. Mutual funds and options trading provide more conservative strategies, while crypto trading lets investors dabble in digital currencies, although only three coins are available. Additionally, Fidelity supports a range of retirement options, such as traditional and Roth IRAs, complemented by advisor services that cater to those seeking professional guidance.
On the other hand, Public.com is designed for a new generation of investors who value simplicity and community. It allows for an active investment approach with access to fractional shares, OTC stocks, and crypto trading across 22 coins, much more than Fidelity offers. However, the absence of mutual funds, traditional IRA accounts, and advisor services represents a limited scope compared to what Fidelity provides, highlighting the need for Public.com investors to be more self-directed in their financial journeys.
Feature |
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Stock Trading | Yes | Yes |
Margin Trading | Yes | Yes |
Fractional Shares | Yes | Yes |
OTC Stocks | Yes | Yes |
Mutual Funds | Yes | No |
Options Trading | Yes | Yes |
Futures Trading | No | No |
Crypto Trading | Yes | Yes |
Crypto Trading - Total Coins | 3 | 22 |
Range of Investments |
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Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025
When comparing Fidelity and Public.com for their trading platforms and tools, Fidelity emerges as the more comprehensive choice, catering to both Windows and Mac users with dedicated desktop applications. While Public.com provides a browser-based platform akin to Fidelity, it lacks desktop options and many advanced charting features. With a ranking of #4 out of 15 brokers by StockBrokers.com and a 4.5-star rating, Fidelity stands out as a preferred choice for experienced traders. In contrast, Public.com ranks much lower at #14 and is rated 2 stars, reflecting its more basic offerings in this area.
Fidelity provides an impressive suite of tools that includes a detailed trading journal, the ability to make order adjustments directly on charts, and a wide array of 129 technical indicators alongside 38 drawing tools. These features, absent from Public.com's platform, allow traders more flexibility and in-depth analyses. Fidelity's charting capabilities are further enhanced with features like customizable date ranges, historical trade displays, corporate event markers, and the ability to save multiple chart profiles, offering a tailored trading experience. In contrast, Public.com’s charting tools are notably limited.
Both platforms allow index overlays on charts, but Fidelity goes further with options to show automated technical analysis patterns. Fidelity’s watch lists have 92 customizable fields, a stark contrast to Public.com's three. While neither broker offers paper trading, Fidelity’s combination of features makes it appealing for those seeking comprehensive tools. Even though neither platform allows for custom study creation, Fidelity’s advanced offerings make it suitable for traders who need more than just basic functionalities.
Feature |
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Web Trading Platform | Yes | Yes |
Desktop Trading Platform | Yes | No |
Desktop Platform (Mac) | Yes | No |
Paper Trading | No | No |
Watch Lists - Total Fields | 92 | 3 |
Charting - Indicators / Studies | 129 | 0 |
Charting - Drawing Tools | 38 | 0 |
Platforms & Tools |
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Dive deeper: Best Online Brokerage Accounts for 2025, Best Paper Trading Platforms for 2025
Fidelity and Public.com both provide essential educational resources for beginners looking to navigate the world of investments, but there are notable differences in the depth and variety of their offerings. Fidelity stands out with comprehensive education on stocks, ETFs, options, mutual funds, and bonds, making it a versatile platform for diverse learning. They also support their educational offerings with videos, webinars, quizzes, and progress tracking, ensuring users can test their knowledge and monitor their advancement. On the other hand, while Public.com offers education on stocks, ETFs, and options as well, it doesn't extend its resources to mutual funds or bonds. Additionally, it falls short in providing interactive quizzes or any system for tracking learning progress.
When we look at overall ratings, Fidelity excels with a 5-star education rating and is ranked second among 15 brokers by StockBrokers.com. Public.com, while serving as a valuable entry point for newcomers, garners a 3.5-star rating and ranks twelfth out of fifteen. The distinctions in their educational resources highlight Fidelity's comprehensive approach, which could be more beneficial for users aiming for a well-rounded investment education, whereas Public.com offers a more basic introduction ideal for those seeking to grasp the essentials. Neither platform offers paper trading, yet they both engage users with informative videos and webinars. Ultimately, the choice between Fidelity and Public.com may depend on how deep an investor wishes to delve into learning different asset classes and tracking their knowledge journey.
Feature |
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Education (Stocks) | Yes | Yes |
Education (ETFs) | Yes | Yes |
Education (Options) | Yes | Yes |
Education (Mutual Funds) | Yes | No |
Education (Bonds) | Yes | No |
Paper Trading | No | No |
Videos | Yes | Yes |
Webinars | Yes | Yes |
Education |
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Dive deeper: Best Stock Trading Platforms for Beginners of 2025
When it comes to stock trading apps, Fidelity and Public.com offer different strengths that cater to various user needs. Fidelity excels in features and user ratings, making it a top choice for those seeking comprehensive trading tools. It ranks third among stock trading apps and boasts a five-star rating, thanks to its wide range of offerings such as streaming quotes, live TV, and advanced charting options. Public.com, while user-friendly and accessible, tends to focus on simplicity and social interaction, earning a 3.5-star rating and ranking 14th among its peers.
Both Fidelity and Public.com offer trading apps for iPhone and Android devices, but Fidelity goes a step further by offering an Apple Watch app as well. This provides added flexibility for users who want to stay connected to the markets on the go. In terms of trading capabilities, both brokers enable mobile options trading, yet Fidelity comes out ahead with features like mobile after-hours trading and the ability to view multiple time frames for charting. This makes it appealing for active traders who seek efficiency and depth in their trading experience.
Fidelity stands out with features such as streaming quotes and live TV, videos on demand, and customizable stock alerts, which Public.com currently does not offer. The ability to create custom watch lists and customize watch list columns provides Fidelity users with enhanced personalization options that cater to individual trading strategies. On the other hand, Public.com focuses on providing a straightforward trading experience, which might appeal to beginners or individuals less concerned with extensive research tools. Ultimately, Fidelity offers a more feature-rich environment, while Public.com maintains an easy-to-use interface for those looking for a simpler approach.
Feature |
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iPhone App | Yes | Yes |
Android App | Yes | Yes |
Apple Watch App | Yes | No |
Stock Alerts | Yes | No |
Charting - After-Hours | Yes | No |
Charting - Technical Studies | 119 | 0 |
Mobile Trading Apps |
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Dive deeper: Best Stock Trading Apps for 2025
When choosing an online broker, both Fidelity and Public.com offer competitive features, but their fee structures suit different types of investors. Fidelity stands out with a $0 minimum deposit and no charges for common account activities such as regular stock trades and IRA annual or closure fees. However, if you're diving into options, Public.com takes the lead with no options contract fees, while Fidelity charges $0.65 per contract. On the other hand, when it comes to margin trading, Public.com generally offers lower interest rates compared to Fidelity, especially when your margin balance exceeds $50,000.
For investors looking to start with minimal initial outlay, Fidelity is an appealing choice with its $0 minimum deposit compared to Public.com's $20. Additionally, Fidelity does not charge for account transfers, whether partial or full, whereas Public.com applies a $75 fee. These cost-effectiveness measures make Fidelity a more attractive option for those frequently transferring accounts or wishing to maintain flexibility as their investment strategies evolve.
If you are focused on options trading and seek more favorable margin rates, Public.com could be the broker of choice. With no fees for options contracts and lower interest rates on margin balances, particularly between $50,000 and $99,999, it is well-suited for active options traders. However, be mindful of the transfer fees and minimum deposit requirements if mobility and initial investment size are concerns for your trading priorities.
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Minimum Deposit | $0.00 | $20.00 |
Stock Trades | $0.00 | $0.00 |
Options (Per Contract) | $0.65 | $0.00 |
Options Exercise Fee | $0.00 | $0.00 |
Options Assignment Fee | $0.00 | $0.00 |
IRA Annual Fee | $0.00 | |
IRA Closure Fee | $0.00 |
Dive deeper: Best Free Trading Platforms for 2025
When comparing Fidelity to Public.com for day trading, Fidelity emerges as the more feature-rich choice, offering several tools and options that cater to active traders. Fidelity provides streaming time and sales for stocks, allowing traders to view real-time transactions and make informed decisions. It also boasts streaming live TV, direct market routing, and trading hotkeys for swift trade execution from your keyboard. The availability of level 2 quotes further enhances a trader's market view, while basic strategy backtesting allows for evaluating trading strategies. Additionally, Fidelity offers a short locator tool, which is essential for those looking to short stocks by providing real-time availability of shares. Despite missing features like ladder trading and advanced strategy backtesting, Fidelity's offerings create a well-rounded platform for day traders.
In contrast, Public.com focuses on providing a straightforward investment experience and doesn't cater much to day traders seeking advanced tools. The platform lacks features that Fidelity offers, such as streaming time and sales, streaming live TV, direct market routing, trading hotkeys, and level 2 quotes. Traders won't find any backtesting options or a short locator tool either. Consequently, while Public.com may be suitable for beginners or those interested in uncomplicated investing, it might not meet the needs of dedicated day traders requiring comprehensive tools to execute and test trading strategies.
Feature |
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Streaming Time & Sales | Yes | No |
Streaming TV | Yes | No |
Direct Market Routing - Stocks | Yes | No |
Level 2 Quotes - Stocks | Yes | No |
Trade Ideas - Backtesting | Yes | No |
Trade Ideas - Backtesting Adv | No | No |
Short Locator | Yes | No |
Dive deeper: Best Day Trading Platforms for 2025
When analyzing the market research capabilities of Fidelity and Public.com, Fidelity emerges as the stronger contender, offering comprehensive resources across multiple categories. Fidelity provides investors with detailed research options on stocks, ETFs, mutual funds, bonds, and more. It also offers advanced tools like portfolio allocation insights and social media sentiment analysis, earning it a top rating of five stars and the #3 ranking by StockBrokers.com. In comparison, Public.com, while user-friendly, offers limited resources, focusing primarily on stocks and ETFs and lacks downloadable reports and screeners, resulting in a lower two-star rating and #12 ranking.
Fidelity stands out with its rich array of resources for informed investing. Investors with Fidelity can access extensive research on stocks, ETFs, mutual funds, pink sheets/OTCBB, and bonds. The platform also provides unique tools like ESG research and downloadable PDFs for various asset analyses. Additionally, Fidelity offers robust screeners for stocks, ETFs, mutual funds, and bonds, enabling more informed investment decisions.
On the other hand, Public.com appeals to those who prefer simplicity but at the cost of limited market research capabilities. While it provides stock and ETF research and allows trading of pink sheets/OTCBB, it falls short in areas like mutual funds and bond research, lacking screeners and downloadable reports. Public.com does not incorporate advanced research features such as portfolio allocation insights or ESG data, which can be crucial for comprehensive investment strategies.
Feature |
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Research - Stocks | Yes | Yes |
Screener - Stocks | Yes | No |
Research - ETFs | Yes | Yes |
Screener - ETFs | Yes | No |
Research - Mutual Funds | Yes | No |
Screener - Mutual Funds | Yes | No |
Research - Bonds | Yes | No |
Screener - Bonds | Yes | No |
Research |
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When comparing the banking features of online brokers Fidelity and Public.com, there are some notable differences. Fidelity does not provide traditional checking or savings accounts, similar to Public.com, as neither offers these basic banking services. However, Fidelity stands out by offering both debit and credit cards, while Public.com does not offer either. Fidelity also provides mortgage loans, giving it an edge for those looking for broader banking options, whereas Public.com does not include mortgage services. For those interested in certificates of deposit (CDs), Fidelity has you covered, while Public.com does not offer CDs. Overall, Fidelity's range of banking services, including cards, loans, and CDs, gives it a more comprehensive offering than Public.com.
Feature |
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Checking Accounts | No | No |
Savings Accounts | No | No |
Debit Cards | Yes | No |
Credit Cards | Yes | No |
Mortgage Loans | Yes | No |
CDs | Yes | No |
Dive deeper: Best Bank Accounts for Trading Stocks for 2025
After opening live accounts and testing 15 of the best online brokers, our research and live account testing finds that Fidelity is better than Public.com. Fidelity finished with an overall score of 96.2%, while Public.com finished with a score of 69.6%.
Fidelity is a value-driven online broker offering $0 trades, industry-leading research, excellent trading tools and an easy-to-use mobile app.
When comparing Fidelity and Public.com for crypto trading, both platforms offer this feature; however, Fidelity provides access to 3 cryptocurrencies, while Public.com offers a broader selection with 22 coins.
Dive deeper: Best Online Brokers for Crypto Trading in 2025
When comparing online brokers, Fidelity offers a comprehensive retirement package with both traditional and Roth IRA accounts at no annual or closure fees, whereas Public.com does not provide IRA account options.
Dive deeper: Best IRA Accounts for 2025
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0 of 5Overall Rating | Fidelity | Public.com | |
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Overall |
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Range of Investments |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Customer Service |
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Education |
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Ease Of Use |
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Winner | check_circle | ||
Review | Fidelity Review | Public.com Review |
Broker Screenshots | Fidelity | Public.com | |
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Trading Platform & Tools Gallery (click to expand) | |||
Research Gallery (click to expand) | |||
Mobile Trading Apps Gallery (click to expand) | |||
Education Gallery (click to expand) |
Trading Fees | Fidelity | Public.com | |
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Minimum Deposit | $0.00 | $20.00 | |
Stock Trades | $0.00 | $0.00 | |
Penny Stock Fees (OTC) | $0.00 | $2.99 | |
Mutual Fund Trade Fee | Varies | n/a | |
Options (Per Contract) | $0.65 | $0.00 | |
Futures (Per Contract) | (Not offered) | (Not offered) | |
Broker Assisted Trade Fee | $32.95 | n/a |
Margin Rates | Fidelity | Public.com | |
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Margin Rate Under $25,000 | 13.075% | 8.75% | |
Margin Rate $25,000 to $49,999.99 | 12.575% | 8.75% | |
Margin Rate $50,000 to $99,999.99 | 12.125% | 6.75% | |
Margin Rate $100,000 to $249,999.99 | 11.575% | 6.75% | |
Margin Rate $250,000 to $499,999.99 | 11.325% | 5.75% | |
Margin Rate $500,000 to $999,999.99 | 9.00% | 5.75% | |
Margin Rate Above $1,000,000 | 8.75% | 5.75% |
Account Fees | Fidelity | Public.com | |
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IRA Annual Fee | $0.00 | ||
IRA Closure Fee | $0.00 | ||
Account Transfer Out (Partial) | $0.00 | $75.00 | |
Account Transfer Out (Full) | $0.00 | $75.00 | |
Options Exercise Fee | $0.00 | $0.00 | |
Options Assignment Fee | $0.00 | $0.00 |
Investment Options | Fidelity | Public.com | |
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Stock Trading | Yes | Yes | |
Margin Trading | Yes | Yes | |
Fractional Shares | Yes | Yes | |
OTC Stocks | Yes | Yes | |
Options Trading | Yes | Yes | |
Complex Options Max Legs | 4 | 0 | |
Futures Trading | No | No | |
Forex Trading | No | No | |
Crypto Trading | Yes | Yes | |
Crypto Trading - Total Coins | 3 | 22 | |
Mutual Funds (No Load) | 5843 | 0 | |
Mutual Funds (Total) | 10000 | 0 | |
Bonds (US Treasury) | Yes | Yes | |
Bonds (Corporate) | Yes | Yes | |
Bonds (Municipal) | Yes | No | |
Traditional IRAs | Yes | No | |
Roth IRAs | Yes | No | |
Advisor Services | Yes | No | |
International Countries (Stocks) | 25 | 0 |
Order Types | Fidelity | Public.com | |
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Order Type - Market | Yes | Yes | |
Order Type - Limit | Yes | Yes | |
Order Type - After Hours | Yes | Yes | |
Order Type - Stop | Yes | Yes | |
Order Type - Trailing Stop | Yes | No | |
Order Type - OCO | Yes | No | |
Order Type - OTO | Yes | No | |
Order Type - Broker Assisted | Yes | No |
Beginners | Fidelity | Public.com | |
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Education (Stocks) | Yes | Yes | |
Education (ETFs) | Yes | Yes | |
Education (Options) | Yes | Yes | |
Education (Mutual Funds) | Yes | No | |
Education (Bonds) | Yes | No | |
Education (Retirement) | Yes | Yes | |
Retirement Calculator | Yes | No | |
Investor Dictionary | Yes | Yes | |
Paper Trading | No | No | |
Videos | Yes | Yes | |
Webinars | Yes | Yes | |
Webinars (Archived) | Yes | Yes | |
Progress Tracking | Yes | No | |
Interactive Learning - Quizzes | Yes | No |
Stock Trading Apps | Fidelity | Public.com | |
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iPhone App | Yes | Yes | |
Android App | Yes | Yes | |
Apple Watch App | Yes | No | |
Trading - Stocks | Yes | Yes | |
Trading - After-Hours | Yes | Yes | |
Trading - Simple Options | Yes | Yes | |
Trading - Complex Options | Yes | No | |
Order Ticket RT Quotes | Yes | Yes | |
Order Ticket SRT Quotes | Yes | No |
Stock App Features | Fidelity | Public.com | |
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Market Movers (Top Gainers) | Yes | Yes | |
Stream Live TV | Yes | No | |
Videos on Demand | Yes | No | |
Stock Alerts | Yes | No | |
Option Chains Viewable | Yes | Yes | |
Watch List (Real-time) | Yes | Yes | |
Watch List (Streaming) | Yes | No | |
Watch Lists - Create & Manage | Yes | No | |
Watch Lists - Column Customization | Yes | Yes |
Stock App Charting | Fidelity | Public.com | |
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Charting - After-Hours | Yes | No | |
Charting - Can Turn Horizontally | Yes | No | |
Charting - Multiple Time Frames | Yes | Yes | |
Charting - Technical Studies | 119 | 0 | |
Charting - Study Customizations | Yes | No | |
Charting - Stock Comparisons | Yes | Yes |
Trading Platforms | Fidelity | Public.com | |
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Active Trading Platform | Active Trader Pro | n/a | |
Desktop Trading Platform | Yes | No | |
Desktop Platform (Mac) | Yes | No | |
Web Trading Platform | Yes | Yes | |
Paper Trading | No | No | |
Trade Journal | Yes | No | |
Watch Lists - Total Fields | 92 | 3 |
Stock Chart Features | Fidelity | Public.com | |
---|---|---|---|
Charting - Adjust Trades on Chart | Yes | No | |
Charting - Indicators / Studies | 129 | 0 | |
Charting - Drawing Tools | 38 | 0 | |
Charting - Notes | Yes | No | |
Charting - Index Overlays | Yes | Yes | |
Charting - Historical Trades | Yes | No | |
Charting - Corporate Events | Yes | No | |
Charting - Custom Date Range | Yes | No | |
Charting - Custom Time Bars | Yes | No | |
Charting - Automated Analysis | Yes | No | |
Charting - Save Profiles | Yes | No | |
Trade Ideas - Technical Analysis | Yes | No | |
Charting - Study Customizations | 5 | 0 | |
Charting - Custom Studies | No | No |
Day Trading | Fidelity | Public.com | |
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Streaming Time & Sales | Yes | No | |
Streaming TV | Yes | No | |
Direct Market Routing - Stocks | Yes | No | |
Ladder Trading | No | No | |
Trade Hotkeys | Yes | No | |
Level 2 Quotes - Stocks | Yes | No | |
Trade Ideas - Backtesting | Yes | No | |
Trade Ideas - Backtesting Adv | No | No | |
Short Locator | Yes | No | |
Order Liquidity Rebates | No | No |
Research Overview | Fidelity | Public.com | |
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Research - Stocks | Yes | Yes | |
Research - ETFs | Yes | Yes | |
Research - Mutual Funds | Yes | No | |
Research - Pink Sheets / OTCBB | Yes | Yes | |
Research - Bonds | Yes | No | |
Screener - Stocks | Yes | No | |
Screener - ETFs | Yes | No | |
Screener - Mutual Funds | Yes | No | |
Screener - Bonds | Yes | No | |
Misc - Portfolio Allocation | Yes | No |
Stock Research | Fidelity | Public.com | |
---|---|---|---|
Stock Research - PDF Reports | 11 | 0 | |
Stock Research - Earnings | Yes | Yes | |
Stock Research - Insiders | Yes | No | |
Stock Research - Social | Yes | No | |
Stock Research - News | Yes | Yes | |
Stock Research - ESG | Yes | No | |
Stock Research - SEC Filings | Yes | No |
ETF Research | Fidelity | Public.com | |
---|---|---|---|
ETFs - Strategy Overview | Yes | Yes | |
ETF Fund Facts - Inception Date | Yes | Yes | |
ETF Fund Facts - Expense Ratio | Yes | Yes | |
ETF Fund Facts - Net Assets | Yes | Yes | |
ETF Fund Facts - Total Holdings | Yes | No | |
ETFs - Top 10 Holdings | Yes | No | |
ETFs - Sector Exposure | Yes | No | |
ETFs - Risk Analysis | Yes | No | |
ETFs - Ratings | Yes | No | |
ETFs - Morningstar StyleMap | Yes | No | |
ETFs - PDF Reports | Yes | No |
Mutual Fund Research | Fidelity | Public.com | |
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Mutual Funds - Strategy Overview | Yes | No | |
Mutual Funds - Performance Chart | Yes | No | |
Mutual Funds - Performance Analysis | Yes | No | |
Mutual Funds - Prospectus | Yes | No | |
Mutual Funds - 3rd Party Ratings | Yes | No | |
Mutual Funds - Fees Breakdown | Yes | No | |
Mutual Funds - Top 10 Holdings | Yes | No | |
Mutual Funds - Asset Allocation | Yes | No | |
Mutual Funds - Sector Allocation | Yes | No | |
Mutual Funds - Country Allocation | Yes | No | |
Mutual Funds - StyleMap | Yes | No |
Options Trading | Fidelity | Public.com | |
---|---|---|---|
Option Chains - Basic View | Yes | No | |
Option Chains - Strategy View | Yes | No | |
Option Chains - Streaming | Yes | No | |
Option Chains - Total Columns | 26 | 4 | |
Option Chains - Greeks | 5 | 5 | |
Option Chains - Quick Analysis | Yes | Yes | |
Option Analysis - P&L Charts | Yes | Yes | |
Option Probability Analysis | Yes | No | |
Option Probability Analysis Adv | Yes | No | |
Option Positions - Greeks | Yes | Yes | |
Option Positions - Greeks Streaming | Yes | No | |
Option Positions - Adv Analysis | Yes | No | |
Option Positions - Rolling | Yes | No | |
Option Positions - Grouping | Yes | No |
Banking | Fidelity | Public.com | |
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Bank (Member FDIC) | No | No | |
Checking Accounts | No | No | |
Savings Accounts | No | No | |
Credit Cards | Yes | No | |
Debit Cards | Yes | No | |
Mortgage Loans | Yes | No |
Customer Service | Fidelity | Public.com | |
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Phone Support (Prospect Customers) | Yes | No | |
Phone Support (Current Customers) | Yes | No | |
Email Support | Yes | Yes | |
Live Chat (Prospect Customers) | Yes | Yes | |
Live Chat (Current Customers) | Yes | Yes | |
24/7 Support | Yes | No |
Overall | Fidelity | Public.com | |
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Platforms & Tools |
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Mobile Trading Apps |
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Research |
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Education |
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Ease Of Use |
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Winner | check_circle | ||
Review | Fidelity Review | Public.com Review |