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J.P. Morgan Self-Directed Investing vs Public.com 2025

StockBrokers.com

Written by StockBrokers.com

March 11, 2025

In this head to head comparison of J.P. Morgan Self-Directed Investing vs Public.com, we will compare the trading platforms, mobile apps, range of investments, costs, market research, and more. Let's dive in.

J.P. Morgan Self-Directed Investing
4.5/5 Stars Overall
  • Minimum Deposit: $0.00
  • Stock Trades: $0.00
  • Options (Per Contract): $0.65
Public.com
3.5/5 Stars Overall
  • Minimum Deposit: $20.00
  • Stock Trades: $0.00 info
  • Options (Per Contract): $0.00 info

Range of investments

When choosing between J.P. Morgan Self-Directed Investing and Public.com for your investment journey, it's important to consider their diverse offerings. J.P. Morgan Self-Directed Investing provides a wider range of investment options, including traditional and Roth IRA accounts, mutual funds, and advisor services, earning them a 4-star rating for range of investments from StockBrokers.com. Public.com, although a bit more limited in traditional offerings, allows you to dive into the world of cryptocurrencies, offering 22 different coins for trading. In terms of overall ranking, J.P. Morgan comes in at #9, with Public following behind at #14 out of 15 brokers.

Both platforms excel in several areas. They each offer stock trading, margin trading, fractional shares, options trading, and Over-the-Counter (OTC) stocks, making it easy for investors to engage with a wide array of market opportunities. However, J.P. Morgan distinguishes itself with additional services like mutual funds and access to advisor services, which are not available on Public.com. On the other hand, Public.com stands out by providing cryptocurrency trading, which is not an option at J.P. Morgan.

Ultimately, the choice between J.P. Morgan Self-Directed Investing and Public.com depends on your specific investment needs. If you require a platform with a broader selection of traditional investment products and advisor support, J.P. Morgan might be better suited for you. Conversely, if cryptocurrency trading is a priority, Public.com could be more appealing with its diverse selection of digital coins. Consider what aligns with your financial goals and investment strategy as you make your decision.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Stock Trading info Yes Yes
Margin Trading info Yes info Yes
Fractional Shares info Yes Yes
OTC Stocks info Yes Yes
Mutual Funds info Yes No
Options Trading info Yes Yes
Futures Trading info No No
Crypto Trading info No Yes
Crypto Trading - Total Coins info 0 22
Range of Investments 4/5 Stars 3.5/5 Stars

Dive deeper: Best Options Trading Platforms for 2025, Best Futures Trading Platforms for 2025

Trading platforms and tools

When deciding between J.P. Morgan Self-Directed Investing and Public.com for your trading needs, it's essential to consider the strengths and limitations of each platform. J.P. Morgan Self-Directed Investing stands out with more charting options, offering 36 technical indicators and 10 drawing tools, compared to Public.com, which provides none. Additionally, J.P. Morgan allows investors to display corporate events on charts and offers 20 columns for watch lists, significantly more than Public.com's three. J.P. Morgan is rated slightly higher with 2.5 stars and is ranked #13 out of 15 brokers by StockBrokers.com, while Public.com follows closely with 2 stars and a #14 ranking in a similar assessment.

Neither J.P. Morgan Self-Directed Investing nor Public.com offers downloadable trading platforms for Windows or Mac, but both provide browser-based platforms for convenience. Both platforms lack paper trading and trading journals, highlighting a need for potential investors to track their trades externally. Neither offers the ability to adjust open orders directly on a stock chart, add notes, or show historical trades on charts, setting similar limitations on their capabilities for more seasoned traders looking for advanced tools.

J.P. Morgan Self-Directed Investing allows for some customization, such as creating custom studies for charts and employing index overlays, while Public.com misses out on these features. However, both platforms restrict trading customization by not allowing custom date ranges or multiple chart profiles. Users working on J.P. Morgan's platform can manage SMA study customization with three fields, whereas Public.com lacks this option entirely. When considering an online trading platform, investors need to weigh these differences according to their personal trading style and requirements.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Web Trading Platform info Yes Yes
Desktop Trading Platform info No No
Desktop Platform (Mac) info No No
Paper Trading info No No
Watch Lists - Total Fields info 20 3
Charting - Indicators / Studies info 36 0
Charting - Drawing Tools info 10 0
Platforms & Tools 2.5/5 Stars 2/5 Stars

Dive deeper: Best Online Brokerage Accounts for 2025, Best Paper Trading Platforms for 2025

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Beginners and education

J.P. Morgan Self-Directed Investing and Public.com both cater to beginners with an array of educational resources, covering stocks, ETFs, and options. However, J.P. Morgan goes a step further by offering guidance on mutual funds and bonds, areas where Public.com falls short. Both platforms provide educational videos and webinars, making it easy for users to learn at their own pace, though neither offers paper trading or educational quizzes. Users looking to understand their progress will find that neither platform allows tracking of educational achievements.

In terms of educational quality, J.P. Morgan Self-Directed Investing earns a higher rating of 4.5 stars and ranks seventh among 15 brokers on StockBrokers.com. By contrast, Public.com receives a 3.5-star rating and ranks twelfth. These ratings underscore J.P. Morgan's commitment to investor education, offering a more comprehensive learning experience for beginners compared to Public.com. For those new to investing who seek more in-depth educational support, J.P. Morgan Self-Directed Investing stands out as the better choice.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Education (Stocks) info Yes Yes
Education (ETFs) info Yes Yes
Education (Options) info Yes Yes
Education (Mutual Funds) info Yes No
Education (Bonds) info Yes No
Paper Trading info No No
Videos info Yes Yes
Webinars info Yes Yes
Education 4.5/5 Stars 3.5/5 Stars

Dive deeper: Best Stock Trading Platforms for Beginners of 2025

Stock trading apps

When deciding between J.P. Morgan Self-Directed Investing and Public.com for stock trading apps, considering user ratings and features is crucial. J.P. Morgan Self-Directed Investing, which earns a 4-star rating, outshines Public.com's 3.5-star rating. Ranking-wise, J.P. Morgan places at #12 out of 15 brokers, while Public.com is slightly lower at #14. Therefore, those who prioritize a higher-rated app may lean towards J.P. Morgan, though both have unique offerings.

Both platforms provide iPhone and Android apps, ensuring easy mobile access, though neither offers an Apple Watch app. In terms of trading options, both brokers allow mobile options trading, yet neither supports mobile after-hours stock trading. Unique to J.P. Morgan, users can benefit from stock alerts and create custom watch lists, features that Public.com lacks. However, Public.com enables stock comparisons on charts, a function not available with J.P. Morgan.

Charting capabilities reveal further differences. J.P. Morgan supports viewing charts in landscape mode and multiple time frames, offering a robust 36 technical studies for in-depth analysis, whereas Public.com provides no technical studies. However, both offer the ability to customize watch list columns. Ultimately, each app caters to different user preferences, so choosing one depends on the features you find most valuable.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
iPhone App info Yes Yes
Android App info Yes Yes
Apple Watch App info No No
Stock Alerts info Yes No info
Charting - After-Hours info No No
Charting - Technical Studies info 36 0
Mobile Trading Apps 4/5 Stars 3.5/5 Stars

Dive deeper: Best Stock Trading Apps for 2025

Fees

When choosing between J.P. Morgan Self-Directed Investing and Public.com, it's essential to consider the differences in account fees and charges. J.P. Morgan Self-Directed Investing offers a $0.00 minimum deposit, making it a more accessible option for those starting with less capital, while Public.com requires a $20.00 minimum deposit. Both platforms offer commission-free stock trades, providing a cost-effective approach to investing. However, in the realm of options trading, J.P. Morgan charges $0.65 per contract, while Public.com does not impose any options contract fees. This difference could be significant for those heavily involved in options trading.

For investors considering margin trading, Public.com presents more attractive rates, especially for balances under $100,000. It charges 8.75% for balances below $25,000 and between $25,000 and $49,999, and a reduced 6.75% for balances between $50,000 and $99,999. In contrast, J.P. Morgan's rates are higher across these brackets, with a starting rate of 13.25% for balances below $25,000. When it comes to Individual Retirement Accounts (IRAs), J.P. Morgan boasts no annual fees but imposes a $75 closure fee, while Public.com provides no specific details on these fees.

Both platforms have similar charges for Account Transfers. J.P. Morgan offers free partial account transfers but a $75 fee for full transfers, the same amount Public.com charges for both partial and full transfers. Neither platform charges for options exercise or assignment fees, which can be advantageous for those participating in such transactions. Overall, while both brokers provide competitive stock trading features, differences in margin rates and fee structures should be carefully evaluated based on your specific trading habits and account management needs.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Minimum Deposit info $0.00 $20.00
Stock Trades info $0.00 $0.00 info
Options (Per Contract) info $0.65 $0.00 info
Options Exercise Fee info $0.00 $0.00
Options Assignment Fee info $0.00 $0.00
IRA Annual Fee info $0.00
IRA Closure Fee info $75.00

Dive deeper: Best Free Trading Platforms for 2025

Day Trading

When comparing J.P. Morgan Self-Directed Investing to Public.com for day trading capabilities, neither platform offers features typically desired by active traders. Both J.P. Morgan Self-Directed Investing and Public.com lack streaming time and sales for stocks, direct market routing, and the option to use trading hotkeys for faster trade entry. They also do not provide Level 2 quotes, which are essential for gaining deeper insight into market activities.

Furthermore, neither platform supports advanced trading tools such as ladder trading and strategy backtesting, whether basic or advanced. The absence of order liquidity rebates and a short locator tool, which helps traders identify available shares to short, further highlights the limitations of both platforms for day trading. These similarities indicate that individuals seeking a platform with comprehensive day trading features might need to explore alternatives beyond J.P. Morgan Self-Directed Investing and Public.com.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Streaming Time & Sales info No No
Streaming TV info No No
Direct Market Routing - Stocks info No No
Level 2 Quotes - Stocks info No No
Trade Ideas - Backtesting info No No
Trade Ideas - Backtesting Adv info No No
Short Locator info No No

Dive deeper: Best Day Trading Platforms for 2025

Market Research

When comparing J.P. Morgan Self-Directed Investing and Public.com for market research, J.P. Morgan clearly leads in versatility and depth. It offers a wider range of research capabilities, including coverage for stocks, ETFs, mutual funds, pink sheets, and bonds. Public.com also provides solid market research tools for stocks, ETFs, and pink sheets, but lacks offerings in mutual funds and bonds. Rating-wise, J.P. Morgan Self-Directed Investing earns an impressive four out of five stars, while Public.com receives two stars, underscoring the broader research spectrum available with J.P. Morgan.

J.P. Morgan Self-Directed Investing provides users with the ability to view their portfolio allocation by asset class, which is a feature not available through Public.com. While neither platform incorporates stock research based on social media sentiment or ESG data, J.P. Morgan stands out by offering two downloadable PDF research reports for stocks. Public.com does not offer any downloadable reports. In terms of enhanced market tools, J.P. Morgan Self-Directed Investing includes screeners for trade ideas across various asset classes, a feature absent from Public.com, which enhances the experience for active traders and research-focused investors.

Overall, J.P. Morgan Self-Directed Investing's position as the seventh ranking broker by StockBrokers.com for market research, compared to Public.com's twelfth place, highlights its stronger reputation in this area. J.P. Morgan provides comprehensive market analysis, user-friendly tools, and a range of resources unavailable in Public.com, which focuses more on simplicity. Investors who prioritize detailed research and a range of resources will likely find J.P. Morgan Self-Directed Investing the more suitable choice for informed decision-making.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Research - Stocks info Yes Yes
Screener - Stocks info Yes No
Research - ETFs info Yes Yes
Screener - ETFs info Yes No
Research - Mutual Funds info Yes No
Screener - Mutual Funds info Yes No
Research - Bonds info Yes No
Screener - Bonds info Yes No
Research 4/5 Stars 2/5 Stars

Banking

When it comes to banking capabilities, J.P. Morgan Self-Directed Investing offers a broader range of services compared to Public.com. J.P. Morgan provides checking and savings accounts, debit and credit cards, mortgage loans, and Certificates of Deposit (CDs), making it a versatile choice for those seeking comprehensive financial services. On the other hand, Public.com does not offer these banking features, focusing solely on investment opportunities without traditional banking services like accounts, cards, or loans. For individuals who prioritize having access to extensive banking options as part of their online brokerage experience, J.P. Morgan Self-Directed Investing may be the more suitable choice.

Feature J.P. Morgan Self-Directed Investing logoJ.P. Morgan Self-Directed Investing
Public.com logoPublic.com
Checking Accounts info Yes No
Savings Accounts info Yes No
Debit Cards info Yes No
Credit Cards info Yes No
Mortgage Loans info Yes No
CDs info Yes No

Dive deeper: Best Bank Accounts for Trading Stocks for 2025

Winner

After opening live accounts and testing 15 of the best online brokers, our research and live account testing finds that J.P. Morgan Self-Directed Investing is better than Public.com. J.P. Morgan Self-Directed Investing finished with an overall score of 85.4%, while Public.com finished with a score of 69.6%.

J.P. Morgan Self-Directed Investing makes it easy for Chase Bank customers to invest and allows access to J.P. Morgan research. On the downside, the broker features are sparse compared to industry leaders.

FAQs

Can you trade cryptocurrency with J.P. Morgan Self-Directed Investing or Public.com?

While J.P. Morgan Self-Directed Investing does not offer crypto trading, Public.com provides access to a selection of 22 cryptocurrencies, catering to investors interested in digital assets.

Dive deeper: Best Online Brokers for Crypto Trading in 2025

Does J.P. Morgan Self-Directed Investing or Public.com offer IRAs?

J.P. Morgan Self-Directed Investing stands out by offering both traditional and Roth IRA accounts with no annual fees, although there is a $75 closure fee, whereas Public.com does not provide any IRA account options.

Dive deeper: Best IRA Accounts for 2025

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Overall Rating J.P. Morgan Self-Directed Investing Public.com
Overall 4.5/5 Stars 3.5/5 Stars
Range of Investments 4/5 Stars 3.5/5 Stars
Platforms & Tools 2.5/5 Stars 2/5 Stars
Mobile Trading Apps 4/5 Stars 3.5/5 Stars
Research 4/5 Stars 2/5 Stars
Customer Service N/A N/A
Education 4.5/5 Stars 3.5/5 Stars
Ease Of Use 5/5 Stars 4.5/5 Stars
Winner check_circle
Review J.P. Morgan Self-Directed Investing Review Public.com Review
Broker Screenshots J.P. Morgan Self-Directed Investing Public.com
Trading Platform & Tools Gallery (click to expand)
Research Gallery (click to expand)
Mobile Trading Apps Gallery (click to expand)
Education Gallery (click to expand)
Trading Fees J.P. Morgan Self-Directed Investing Public.com
Minimum Deposit info $0.00 $20.00
Stock Trades info $0.00 $0.00 info
Penny Stock Fees (OTC) info $0.00 $2.99
Mutual Fund Trade Fee info $0 n/a
Options (Per Contract) info $0.65 $0.00 info
Futures (Per Contract) info (Not offered) (Not offered)
Broker Assisted Trade Fee info Varies n/a
Margin Rates J.P. Morgan Self-Directed Investing Public.com
Margin Rate Under $25,000 info 13.25% 8.75%
Margin Rate $25,000 to $49,999.99 info 13% 8.75%
Margin Rate $50,000 to $99,999.99 info 12.5% 6.75%
Margin Rate $100,000 to $249,999.99 info 12.25% 6.75%
Margin Rate $250,000 to $499,999.99 info 12.25% 5.75%
Margin Rate $500,000 to $999,999.99 info 11.5% 5.75%
Margin Rate Above $1,000,000 info 11% info 5.75%
Account Fees J.P. Morgan Self-Directed Investing Public.com
IRA Annual Fee info $0.00
IRA Closure Fee info $75.00
Account Transfer Out (Partial) info $0.00 $75.00
Account Transfer Out (Full) info $75.00 $75.00
Options Exercise Fee info $0.00 $0.00
Options Assignment Fee info $0.00 $0.00
Investment Options J.P. Morgan Self-Directed Investing Public.com
Stock Trading info Yes Yes
Margin Trading info Yes info Yes
Fractional Shares info Yes Yes
OTC Stocks info Yes Yes
Options Trading info Yes Yes
Complex Options Max Legs info 1 0
Futures Trading info No No
Forex Trading info No No
Crypto Trading info No Yes
Crypto Trading - Total Coins info 0 22
Mutual Funds (No Load) info 3500 0
Mutual Funds (Total) info 3500 0
Bonds (US Treasury) info Yes Yes
Bonds (Corporate) info Yes Yes
Bonds (Municipal) info Yes No
Traditional IRAs info Yes No
Roth IRAs info Yes No
Advisor Services info Yes No
International Countries (Stocks) info 0 0
Order Types J.P. Morgan Self-Directed Investing Public.com
Order Type - Market info Yes Yes
Order Type - Limit info Yes Yes
Order Type - After Hours info No Yes info
Order Type - Stop info Yes Yes
Order Type - Trailing Stop info No No
Order Type - OCO info No No
Order Type - OTO info No No
Order Type - Broker Assisted info Yes No
Beginners J.P. Morgan Self-Directed Investing Public.com
Education (Stocks) info Yes Yes
Education (ETFs) info Yes Yes
Education (Options) info Yes Yes
Education (Mutual Funds) info Yes No
Education (Bonds) info Yes No
Education (Retirement) info Yes Yes
Retirement Calculator info Yes No
Investor Dictionary info No Yes
Paper Trading info No No
Videos info Yes Yes
Webinars info Yes Yes
Webinars (Archived) info No Yes
Progress Tracking info No No
Interactive Learning - Quizzes info No No
Stock Trading Apps J.P. Morgan Self-Directed Investing Public.com
iPhone App info Yes Yes
Android App info Yes Yes
Apple Watch App info No No
Trading - Stocks info Yes Yes
Trading - After-Hours info No Yes
Trading - Simple Options info Yes Yes
Trading - Complex Options info No No
Order Ticket RT Quotes info Yes Yes
Order Ticket SRT Quotes info No No
Stock App Features J.P. Morgan Self-Directed Investing Public.com
Market Movers (Top Gainers) info Yes Yes
Stream Live TV info No No
Videos on Demand info No No
Stock Alerts info Yes No info
Option Chains Viewable info Yes Yes
Watch List (Real-time) info Yes Yes
Watch List (Streaming) info No No
Watch Lists - Create & Manage info Yes No
Watch Lists - Column Customization info Yes Yes
Stock App Charting J.P. Morgan Self-Directed Investing Public.com
Charting - After-Hours info No No
Charting - Can Turn Horizontally info Yes No
Charting - Multiple Time Frames info Yes Yes
Charting - Technical Studies info 36 0
Charting - Study Customizations info Yes No
Charting - Stock Comparisons info No Yes
Trading Platforms J.P. Morgan Self-Directed Investing Public.com
Active Trading Platform info No n/a
Desktop Trading Platform info No No
Desktop Platform (Mac) info No No
Web Trading Platform info Yes Yes
Paper Trading info No No
Trade Journal info No No
Watch Lists - Total Fields info 20 3
Stock Chart Features J.P. Morgan Self-Directed Investing Public.com
Charting - Adjust Trades on Chart info No No
Charting - Indicators / Studies info 36 0
Charting - Drawing Tools info 10 0
Charting - Notes info No No
Charting - Index Overlays info Yes Yes
Charting - Historical Trades info No No
Charting - Corporate Events info Yes No
Charting - Custom Date Range info No No
Charting - Custom Time Bars info No No
Charting - Automated Analysis info No No
Charting - Save Profiles info No No
Trade Ideas - Technical Analysis info No No
Charting - Study Customizations info 3 0
Charting - Custom Studies info Yes No
Day Trading J.P. Morgan Self-Directed Investing Public.com
Streaming Time & Sales info No No
Streaming TV info No No
Direct Market Routing - Stocks info No No
Ladder Trading info No No
Trade Hotkeys info No No
Level 2 Quotes - Stocks info No No
Trade Ideas - Backtesting info No No
Trade Ideas - Backtesting Adv info No No
Short Locator info No No
Order Liquidity Rebates info No No
Research Overview J.P. Morgan Self-Directed Investing Public.com
Research - Stocks info Yes Yes
Research - ETFs info Yes Yes
Research - Mutual Funds info Yes No
Research - Pink Sheets / OTCBB info Yes Yes
Research - Bonds info Yes No
Screener - Stocks info Yes No
Screener - ETFs info Yes No
Screener - Mutual Funds info Yes No
Screener - Bonds info Yes No
Misc - Portfolio Allocation info Yes No info
Stock Research J.P. Morgan Self-Directed Investing Public.com
Stock Research - PDF Reports info 2 0 info
Stock Research - Earnings info Yes Yes
Stock Research - Insiders info No No
Stock Research - Social info No No
Stock Research - News info Yes Yes
Stock Research - ESG info No No
Stock Research - SEC Filings info No No
ETF Research J.P. Morgan Self-Directed Investing Public.com
ETFs - Strategy Overview info Yes Yes
ETF Fund Facts - Inception Date info Yes Yes
ETF Fund Facts - Expense Ratio info Yes Yes
ETF Fund Facts - Net Assets info Yes Yes
ETF Fund Facts - Total Holdings info Yes No
ETFs - Top 10 Holdings info Yes No
ETFs - Sector Exposure info Yes No
ETFs - Risk Analysis info No No
ETFs - Ratings info Yes No
ETFs - Morningstar StyleMap info Yes No
ETFs - PDF Reports info No No
Mutual Fund Research J.P. Morgan Self-Directed Investing Public.com
Mutual Funds - Strategy Overview info Yes No
Mutual Funds - Performance Chart info Yes No
Mutual Funds - Performance Analysis info Yes No
Mutual Funds - Prospectus info No No
Mutual Funds - 3rd Party Ratings info Yes No
Mutual Funds - Fees Breakdown info Yes No
Mutual Funds - Top 10 Holdings info Yes No
Mutual Funds - Asset Allocation info Yes No
Mutual Funds - Sector Allocation info Yes No
Mutual Funds - Country Allocation info Yes No
Mutual Funds - StyleMap info Yes No
Options Trading J.P. Morgan Self-Directed Investing Public.com
Option Chains - Basic View info Yes No
Option Chains - Strategy View info No No
Option Chains - Streaming info No No
Option Chains - Total Columns info 6 4
Option Chains - Greeks info 0 5
Option Chains - Quick Analysis info No Yes
Option Analysis - P&L Charts info No Yes
Option Probability Analysis info No No
Option Probability Analysis Adv info No No
Option Positions - Greeks info No Yes
Option Positions - Greeks Streaming info No No
Option Positions - Adv Analysis info No No
Option Positions - Rolling info No No
Option Positions - Grouping info No No
Banking J.P. Morgan Self-Directed Investing Public.com
Bank (Member FDIC) info Yes No
Checking Accounts info Yes No
Savings Accounts info Yes No
Credit Cards info Yes No
Debit Cards info Yes No
Mortgage Loans info Yes No
Customer Service J.P. Morgan Self-Directed Investing Public.com
Phone Support (Prospect Customers) info No No
Phone Support (Current Customers) info Yes No
Email Support info Yes Yes
Live Chat (Prospect Customers) info No Yes
Live Chat (Current Customers) info No Yes
24/7 Support info Yes No
Overall J.P. Morgan Self-Directed Investing Public.com
Overall 4.5/5 Stars 3.5/5 Stars
Range of Investments 4/5 Stars 3.5/5 Stars
Platforms & Tools 2.5/5 Stars 2/5 Stars
Mobile Trading Apps 4/5 Stars 3.5/5 Stars
Research 4/5 Stars 2/5 Stars
Education 4.5/5 Stars 3.5/5 Stars
Ease Of Use 5/5 Stars 4.5/5 Stars
Winner check_circle
Review J.P. Morgan Self-Directed Investing Review Public.com Review
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